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Filipino couple cleaning up their flooded home after a typhoon, sweeping out muddy water and carrying a wet chair

Pag-IBIG Calamity Loan: Who Qualifies and How to Apply

November 9, 2026 by Money Sense

When a typhoon, flood or earthquake hits, the bills don’t wait. The roof needs fixing, the ref got soaked, and the kids still need baon. Many families end up borrowing…

Filipina woman at a wooden table holding a smartphone while reviewing printed bank statements and receipts

How to File a Complaint With BSP Against a Bank or E-Wallet

November 9, 2026 by Money Sense

Your GCash or Maya transfer went to the wrong account and support keeps sending the same canned reply. Your bank charged a fee you never agreed to. An ATM swallowed…

Filipino student sorting folders during a SPES summer job at a government office

SPES: How Students Can Earn With DOLE Summer Jobs

November 9, 2026 by Money Sense

If you’re a student (or out of school) and your family is tight on money, there’s a government-backed way to earn during your break that a lot of people never…

Filipino mother at a home table reviewing bills with a calculator and phone while planning a loan

Pag-IBIG Multi-Purpose Loan: How Much and How to Apply

November 9, 2026 by Money Sense

Tuition is due, the roof is leaking, or a family member needs a procedure that PhilHealth will not fully cover. When cash runs short, many Filipino workers think of borrowing…

Blue plastic pail beside a kitchen sink and faucet in a sunlit home kitchen, a simple way to save water

How to Lower Your Water Bill in the Philippines

November 9, 2026 by Money Sense

Your water bill jumped this month, but nobody in the house admits to taking longer showers. Before you start a family meeting, know this: a sudden spike is often not…

A trainee practicing baking skills in a Philippine vocational workshop classroom

TESDA Courses: How to Enroll in the Philippines

November 8, 2026 by Money Sense

Applying for work with no proof you can do the job can feel like shouting into a crowded room. That is where TESDA courses in the Philippines come in: government-backed…

A Filipino man rests in bed at home with a warm drink, looking out a sunlit window while recovering from illness.

SSS Sickness Benefit: Who Qualifies and How to Claim

November 8, 2026 by Money Sense

A week in bed with dengue, a fractured wrist, or a lingering infection can wipe out a paycheck even before the hospital bills arrive. If you are an SSS member…

Filipino woman comparing two medicine boxes with a prescription at a pharmacy counter

How to Save on Medicines in the Philippines

November 8, 2026 by Money Sense

Kapag may maintenance ka, o may nagkasakit sa bahay, mabilis maubos ang budget sa botika. A month of blood pressure or diabetes pills, plus the occasional antibiotic or cough syrup,…

Filipino virtual assistant working from a home desk with a laptop

How to Become a Virtual Assistant in the Philippines

November 8, 2026 by Money Sense

Many Filipinos first hear about becoming a virtual assistant, or VA, as a work-from-home sideline: a laptop, a headset, and a kliyente overseas. A virtual assistant is a remote worker…

Young Filipino office worker at a home kitchen table reviewing blank papers with a calculator and coffee

How to Compute Your Take-Home Pay in the PH

November 8, 2026 by Money Sense

A practical guide to computing take-home or net pay in the Philippines: SSS, PhilHealth, Pag-IBIG, withholding tax, and a worked P25,000 example.

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Recent Posts

  • Pag-IBIG Calamity Loan: Who Qualifies and How to Apply
  • How to File a Complaint With BSP Against a Bank or E-Wallet
  • SPES: How Students Can Earn With DOLE Summer Jobs
  • Pag-IBIG Multi-Purpose Loan: How Much and How to Apply
  • How to Lower Your Water Bill in the Philippines

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