How the 20% senior and PWD discount, the 5% grocery discount and the utility discount work in the Philippines, with a sample computation.
BMBE Registration: Tax Exemption for Small Businesses
Learn how BMBE registration can exempt your small business from income tax, who qualifies, and the DTI and BIR steps to follow.
Holiday, Overtime and Night Pay: How to Compute Yours
How to compute holiday pay, rest day pay, overtime and night differential in the Philippines, with DOLE 2026 rules and peso examples.
Pag-IBIG Housing Loan 2026: Rates, Rules and How to Apply
“Kailan kaya tayo magkakabahay?” Para sa maraming pamilyang Pinoy, the dream of owning a home feels far away, especially when rent already eats a big part of the sahod. For…
Basic Deposit Account: Open a Bank Account With ₱100
Maraming Pinoy pa rin ang walang bank account. The usual reasons sound familiar: “Wala naman akong malaking pera,” “Mahal ang maintaining balance,” or “Baka ma-charge-an lang ako kapag di ko…
Retail Treasury Bonds: How to Invest in RTBs in the PH
A plain guide to Retail Treasury Bonds: ₱5,000 minimum, quarterly interest, 20% tax, risks, and how to buy RTBs online or at a bank.
Online Lending Apps: How to Check If They Are Legit
Kulang ang sahod, may biglang bayarin, and then a Facebook ad pops up: “Loan approved in 5 minutes! No collateral! Valid ID lang!” It is tempting. Many Filipinos have borrowed…
52-Week Money Challenge: A Peso Guide for Filipinos
How the 52-week money challenge works in pesos, five versions to try, where to keep your ipon safely, and tips to finish the year.
How to Start a Sari-Sari Store in the Philippines
Halos bawat kanto sa Pilipinas may sari-sari store. It is one of the most familiar small businesses in the country, and many families see it as a way to earn…
SSS Salary Loan 2026: Who Qualifies and How to Apply
Who qualifies for the SSS salary loan, how much you can borrow, the 8% interest and fees, and how to apply online through My.SSS.