Guide on RCBC Cash Loan Requirements 2024 You Must Submit to Apply
RCBC CASH LOAN REQUIREMENTS 2024 – Listed below are the documents needed in applying for the loan offer to Rizal Commercial Banking Corp.
Are you looking for an entity that offers a cash loan? In the Philippines, one of those that you may turn to is Rizal Commercial Banking Corporation or more popularly called RCBC. It has several branches across the nation thus its loan offer is really accessible.
The RCBC offers encompass savings and deposit accounts, loans, credit cards, and many other offers. Aside from the RCBC Home Loan, another loan offer of the popular banking entity is the Personal Loan or also called the cash loan. It is a multi-purpose loan offer.
The RCBC cash loan offer is open for both employed and self-employed individuals. The bank has crafted different sets of qualifying criteria for eligibility to the loan offer:
Employed Applicants
- Filipino Citizen or Dual Citizen
- 21 years old and above upon the loan application but not more than 65 years old upon the loan maturity
- must have a mobile number, residence landline, or office landline
- must be locally employed at a company registered with Securities and Exchange Commission (SEC)
- with a minimum employment tenure of 2 years and minimum gross monthly income of Php30,000
Self-Employed Applicants
- Filipino Citizen
- 21 years old and above upon the loan application but not more than 65 years old upon the loan maturity
- must have a mobile number, residence landline or office landline
- with business operating in the Philippines for at least 3 years and profitable for the past 2 years, and minimum gross monthly income of Php100,000
With regards to the RCBC Cash Loan requirements for application, there are documents that you must comply to apply for the loan offer. Prepare the following documents for submission:
- Duly-accomplished RCBC Personal Loan Application Form
- proof of income:
- For Employed Applicants:
- Certificate of Employment (COE) or latest ITR
- 2 valid government-issued IDs
- TIN
- Utility Bill
- For Self-Employed Applicants:
- Business Papers (DTI or SEC, Mayor’s Permit), latest ITR or Audited Financial Statements or latest 3-month bank statement
- For Employed Applicants: