Features of Home Credit Basket Shopping Loan & How To Avail It
HOME CREDIT BASKET SHOPPING LOAN – You can enjoy shopping and purchasing groceries and just pay for your bill in light monthly installments.
Undeniably, shopping in the department stores is a stress reliever for many people. It may be good to free the mind for a while and just treat yourself by getting what you want and taking them in to your basket. You may actually pay for your shopping spree in monthly installments.
The offers of Home Credit Philippines have come a long way. It has come up with a Home Credit Basket Shopping Loan that can finance your shopping or grocery expenses and you can pay for the bill in monthly installments.
The Home Credit Basket Shopping Loan is under the Product Loans of the international consumer finance provider. Former and existing clients with a product loan offer may avail it through the offer to them.
Who are qualified to apply for the shopping loan offer? Here is a few list of eligibility requirements set under the loan offer:
- a Filipino citizen
- at least 18 years old but not more than 68 years old at the time of the loan application
- has one (1) primary ID containing the current address
- with a reliable source of income from employment, pension, remittances, or business
Existing clients of Home Credit with ending loans may re-apply as per the lender. Here are the options on the IDs accepted by the international consumer finance provider:
Primary IDs
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
To apply for the Home Credit Basket Shopping Loan, you simply have to go to a shopping mall or grocery store where the finance product is available and approach the Home Credit sales representative.
With regards to the interest rate and the loan term, they may vary among the loan accounts. The payment can be done through any of the following:
- Enroll to Auto Debit Arrangement
- Pay on the My Home Credit mobile app
- Pay on the Website
- Pay Over-the-Counter
Have you heard about the Home Credit Card offer? The international consumer finance provider also has its own credit card offer.
