Guide on the Pag-IBIG Monthly Contribution 2025 for Employed Members
PAG-IBIG MONTHLY CONTRIBUTION 2025 – For the employed members in the government, here is the rate set as monthly premium.
Are you one of the members of the Pag-IBIG Fund who is employed in the government? To keep your account updated and maintain your eligibility to the loan offers of the Fund, it is important to check on the right contribution rates from time to time.
The Pag-IBIG Fund is open for membership to almost everyone — unlike the Social Security System or SSS that is not open for membership for individuals who are working in the government and the Government Service Insurance System or GSIS which is not open for individuals who are employed in the private sector.
The Pag-IBIG Fund has several loan offers for its members. For now, check the Pag-IBIG Monthly Contribution 2025 to make sure that you will be posting the right amount intended for you.
For the members of the Fund who are employed in the government, here is a guide on the Pag-IBIG Monthly Contribution 2025:
| Type of Membership | Employee’s Share | Employer’s Share |
| Employed Member in Government | P200 | P200 |
Here are the loans that Pag-IBIG Fund members may apply for:
Pag-IBIG Housing Loan
The Pag-IBIG Housing Loan offer can finance the purchase of a residential property, a house construction, a home renovation, and the take-out of an existing home loan. The loanable amounts under the Pag-IBIG Housing Loan varies but here are the qualifications for application:
- active Pag-IBIG Fund member with least 24 months savings
- not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- legal capacity to acquire and encumber real property
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
Pag-IBIG Multi-Purpose Loan
The Fund also has a cash loan offer — the Multi-Purpose Loan. The cash loan offer of the Pag-IBIG Fund is the most flexible in terms of the purposes it can serve. The loanable amounts under the Pag-IBIG cash loan also varies and here are the qualifications for application:
- has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
- has a source of income
Pag-IBIG Calamity Loan
When a natural disaster has left a member’s place under a State of Calamity, the member may apply for the Calamity Loan offer. The Pag-IBIG Calamity Loan loanable amount depends on the monthly contributions posted by the member. Here are the eligibility requirements for application:
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- has proof of income
- If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default