Guide on the Pag-IBIG Monthly Contribution 2025 for Kasambahay Members of the Fund
PAG-IBIG MONTHLY CONTRIBUTION 2025 – For the household helpers or the kasambahay members of the Pag-IBIG Fund, here is the rate set as monthly premium.
Many Filipinos who are working as household helpers are members of the Pag-IBIG Fund. It is a state-run entity that is in the service of the Filipino people for decades now. It is providing loans and several other services to its members.
The major benefit in being a member of the Pag-IBIG Fund is that it widens the options of the members. Also, it is an excellent preparation for the future and the unforeseen circumstances. Thus, most household employers who are concerned with the welfare of their kasambahays really see to it that they are members of the Fund.
Members of the Pag-IBIG Fund must remit a monthly contribution to keep their accounts updated. Have you checked the Pag-IBIG Monthly Contribution 2025 for kasambahay?
With regards to the monthly contribution of the kasambahay members of the Fund, the employer pays for a share or the whole contribution depending on the monthly salary of the members. Here’s the Pag-IBIG Monthly Contribution 2025 for Kasambahay members:
| Type of Membership | Employee’s Share | Employer’s Share |
| Kasambahay | ||
| earning at least Php 5,000 per month | P200 | P200 |
| earning less than Php 5,000 per month | None | 3% of the monthly salary if the salary is between Php 1,000 to Php 1,500 4% of the monthly salary if the salary is above Php 1,500 but not more than Php 5,000 |
The Pag-IBIG Fund has several loan offers that members may avail. Here are the major loan offers of the government agency:
Pag-IBIG Housing Loan
The Housing Loan offer is ready to finance the purchase of residential property, house construction, home renovation, existing home loan take-out, and the combination of the purposes. The loanable amounts under the Pag-IBIG Housing Loan differ depending on certain factors but here are the fixed qualifications for application:
- active Pag-IBIG Fund member with least 24 months savings
- not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- legal capacity to acquire and encumber real property
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
Pag-IBIG Multi-Purpose Loan
The Pag-IBIG also offers a cash Loan that members can turn to for finances of educational expenses, car repair, business expansion, etc. The loanable amounts under the Pag-IBIG cash loan depends on the total contributions posted by the member-borrower. Here are the qualifications:
- has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
- has a source of income
Pag-IBIG Calamity Loan
The Pag-IBIG Fund is also one of the state entities with a calamity loan offer. The Pag-IBIG Calamity Loan loanable amount depends on whether or not the member-borrower has an existing loan. Here are the qualifications in applying for the loan offer:
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- has proof of income
- If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default