Guide on Pag-IBIG Fund HELPs Requirements 2025 Member Must Submit
PAG-IBIG FUND HELPs REQUIREMENTS – If you are a locally-employed member of the Fund, here are the documents required in applying for the Pag-IBIG Fund Health and Education Loan programs.
Through the years, the Pag-IBIG Fund which is one of the biggest state entities in the Philippines just keeps on bettering and widening its services to its members. While some members may not know it, it has greatly expanded its loan offers.
The Pag-IBIG Fund is not only ready to assist its members in the payment of their utility bills, buying a house, getting the car repaired, recovering from calamities, making a personal purchase for a hobby, etc. It is also ready to help in the health and educational needs of its qualified members.
The loans offered by Pag-IBIG Fund for its members now includes the Pag-IBIG HELPs or the Health and Education Loan programs. It was specially designed to provide a financial solution for the members who have health and education needs.
Are you worried about your child or your sibling’s tuition fee? Do you need some money to buy the medicines you need? You may turn to the Pag-IBIG HELPs or the Health and Education Loan programs.
The said loan offer is open for locally-employed, self-employed, and overseas Filipino worker (OFW) members of the Fund. Meanwhile, the Pag-IBIG Fund HELPs requirements vary.
Before checking on the Pag-IBIG Fund HELPs requirements in applying for the loan offer, it is best to check first the qualifications for application. To be eligible to apply for the loan offer, here are the qualifications that a member-borrower must meet:
- an active Pag-IBIG member with at least one (1) monthly contribution posted within the last six (6) months
- with at least 24 monthly membership savings under the Pag-IBIG Regular Savings
- avail the loan from Pag-IBIG HELPs partner schools and/or hospitals
According to the Pag-IBIG Fund, in case the member-borrower has an existing Pag-IBIG Multi-Purpose Loan, House Loan, and/or Calamity Loan, the account must not be in default.
If you are locally-employed, here are the Pag-IBIG Fund HELPs requirements for application:
- duly-accomplished Pag-IBIG HELPs Application Form
- billing assessment from the HELPs partner school or hospital
- one (1) valid ID
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino WorkerID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan
The Pag-IBIG Fund requires a proof of income as part of the requirements under the loan offer. In the case of the locally-employed members, the “Certificate of Net Pay” portion at the back of the application form must be accomplished by the employer or he/she must submit a photocopy of one (1) month latest payslip duly-authenticated by the authorized signatory of the company.
To apply for the loan offer, there a few easy steps how to apply for the Pag-IBIG HELPs.