Guide on Pag-IBIG Fund HELPs Requirements 2025 Member Must Submit
PAG-IBIG FUND HELPs REQUIREMENTS – If you are a self-employed member of the Fund, here are the documents required in applying for the Pag-IBIG Fund Health and Education Loan programs.
Are you one of the millions of members of the Pag-IBIG Fund? Undeniably, while a membership to the Fund will take a slice from your monthly income, an updated account to the state entity is an excellent preparation for the unforeseen circumstances as well as the future.
It is no secret to the public that there are several Pag-IBIG loans that the members may apply for. However, what is quite unknown to many people is that the Fund has actually not stopped from growing its offers. There are a lot of new loan offers that are ready to help you get the best in life.
One of the newest loan offers of the Fund is the Pag-IBIG Fund Health and Education Loan programs or also called the Pag-IBIG HELPs. This excellent loan offer aims to provide the financial solution needed for education as well as health purposes of qualified members.
The question is, who are qualified to apply for the Pag-IBIG HELPs? Before checking on the Pag-IBIG Fund HELPs requirements that are documentary, check first the ones that are for eligibility.
To be eligible to apply for the Pag-IBIG Health and Education Loan programs, here are the qualifications that the member-borrower must meet:
- an active Pag-IBIG member with at least one (1) monthly contribution posted within the last six (6) months
- with at least 24 monthly membership savings under the Pag-IBIG Regular Savings
- avail the loan from Pag-IBIG HELPs partner schools and/or hospitals
Pag-IBIG Fund members who have existing Pag-IBIG Multi-Purpose Loan, House Loan, and/or Calamity Loan may still apply for the loan provided that the loan account is not on a default mode. Aside from the locally-employed members of the Fund, the loan offer is also open for the self-employed Pag-IBIG members.
Listed below are the Pag-IBIG Fund HELPs requirements for member-borrowers who are self-employed:
- duly-accomplished Pag-IBIG HELPs Application Form
- billing assessment from the HELPs partner school or hospital
- one (1) valid ID
- Philippine Identification (PhilID) Card
- Passportincluding those issued by foreign governments
- Driver’s License
- Professional Regulation Commission (PRC) ID
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certificationor Barangay IDs or similar documents bearing picture of the Member
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) Card
- Senior Citizen Card
- Overseas Workers Welfare Administration(OWWA) ID
- Overseas Filipino WorkerID
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Alien Certification of Registration/Immigrant Certificate of Registration
- Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
- ID issued by the National Council on Disability Affairs (NCDA)
- Department of Social Welfare and Development (DSWD) Certification
- Integrated Bar of the Philippines ID
- Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
- PhilHealth Health Insurance Card ng Bayan
Just like in the case of the locally-employed members of the Fund, the state entity also requires a proof of income from self-employed members who want to apply for the offer. You may submit any of the following as part of the Pag-IBIG HELPs requirements:
- ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registration and Mayor’s Permit/Business Permit
- Commission Vouchers reflecting the issuer’s name and contact details (for the last 12 months)
- Bank Statements or passbook for the last 12 months (in case income is sourced from foreign remittances, pensions, etc.)
- Copy of Lease Contract and Tax Declaration (if income is derived from rental payments)
- Certified True Copy of Transport Franchise issued by appropriate government agency (LGU for tricycles, LTFRB for other PUVs)
- Certificate of Engagement issued by owner of business
- Other document that would validate source of income
Are you interested to apply for the loan offer? You can start with checking the steps how to apply for the Pag-IBIG HELPs.