Check Here the PSBank Cash Loan Requirements 2025 You Must Submit To Apply
PSBANK CASH LOAN REQUIREMENTS 2025 – You can check here the documents required in applying for the Philippine Savings Bank loan offer.
There are several banks in the Philippines. Their loan offers are undeniably the financial solutions that many people are looking for. One of the trusted banks in the Philippines is the Philippine Savings Bank or more popularly called the PSBank.
Aside from the PSBank Business Insurance, the PSBank has several offers which include loans. If you are looking for a multi-purpose loan, better go with its Personal Loan or also called the PSBank cash loan offer. It can be under the form of a Revolving Credit Line and a Fixed Term Loan.
The Personal Loan is collateral-free meaning you do not need to present a property to use as a collateral so you can qualify for the loan offer. Under this loan offer that can lend you up to Php 250,000 which is payable for up to three (3) years or 36 months, there are a few qualifications and requirements for application.
Are you interested to apply for the Personal Loan or the cash loan offer of the Philippine Savings Bank? With regards to the qualifications, it is open for both employed and self-employed Filipinos who are residing in the Philippines.
The PSBank cash loan requirements for eligibility mandates that the borrower should be at least 22 years old but not more than 54 years old at the time of the loan application. The loan applicant must have residential landline or mobile number, business landline and email address. The following are the employment and income requirements:
If Employed
- at least two years permanent work status with one year tenure in current employer
- at least PhP15,000 gross monthly income
If Self-Employed
- business must be operating profitably for the last three years
- at least PhP30,000 gross monthly income
Aside from the qualifications, there are documents that you need to submit in applying for the loan offer. The PSBank cash loan requirements depend whether you are employed or self-employed.
If you are Employed
- duly-accomplished PSBank Flexi Personal Loan Application Form
- photocopy of one (1) valid ID
- proof of income:
- photocopy of BIR form 2316
If you are Self-Employed
- duly-accomplished PSBank Flexi Personal Loan Application Form
- photocopy of one (1) valid ID
- proof of income:
- photocopy of BIR form 1701 for self-employed applicants with Audited Financial Statements with BIR stamp for the past 2 years
With regards to the ID that you can present in applying for the loan as it is part of the PSBank cash loan requirements, you need at least one (1) primary ID or two (2) secondary IDs. Here is a guide:
Primary IDs
- PhilID and various formats of PhilSys Digital ID / e-PhilID
(with three (3) specimen signatures required) - Philippine Passport ID/ Signature
- Digitized Driver’s License (Professional or Non-Professional) ID
- Professional Regulations Commission (PRC) ID
- Digitized Postal ID
- Digitized Social Security System (SSS) ID
- Digitized Unified Multi-Purpose ID
- Digitized Voter’s ID
- Digitized Overseas Workers Welfare Administration (OWWA) or Overseas Filipino Worker (OFW) ID
- Government Service Insurance System (GSIS) E-Card
The Philippine Savings Bank may require you to present an additional ID. You may present any of the following:
- Digitized Pag-ibig Loyalty Card
- Digitized Tax Identification Number (TIN) ID
- Digitized Firearms License ID
- Integrated Bar of the Philippines (IBP) ID
- Digitized Seaman or Seafarer’s Book
Secondary IDs
- Person with Disability (PWD) ID
- Non-Digitized Voter’s ID
- Non-Digitized Postal ID
- National Bureau of Investigation (NBI) Clearance
- Barangay Clearance Certificate / ID
- Police Clearance Certificate / ID
- Company Issued ID by Private Entities Registered or Regulated by BSP/SEC/IC
- Photo-Bearing and Signature-Bearing Student Driver’s Permit / License with Official Receipt (O.R.)
According to PSBank, in case you are a credit cardholder, you should present an original copy of your latest credit card billing statement as part of the PSBank cash loan requirements.