Guide on PSBank Cash Loan Amount 2025 & Other Important Details of the Offer
PSBANK CASH LOAN AMOUNT 2025 – Are you wondering how much you may borrow under the Personal Loan offer of the Philippine Savings Bank?
Nowadays, more and more people considering turning to multi-purpose loans because of the flexibility that they bring on the table. Under a multi-purpose cash loan, you can address several financial solutions under a single loan. Are you looking for one?
In the Philippines, one of the banks that you may turn to for a multi-purpose loan is the Philippine Savings Bank or popularly called the PSBank. It is in the service of countless Filipinos for decades already.
The PSBank actually has several loan offers — it can help you achieve your dream house through the Home Loan offer, purchase your dream car through the Auto Loan, start or expand your business through the Business Loan, or achieve several goals under the Personal Loan, its multi-purpose cash loan offer.
The Personal Loan or also called the PSBank cash loan can help you get your car repaired, fund your travel, host an event, enroll in another course, etc. It is open not only for employed individuals but as well as self-employed ones or those who run their own businesses as their source of income.
Here are the qualifications in applying for the PSBank cash loan offer;
- a Filipino residing in the Philippines
- 22 years old and above but not more than 54 years old upon the loan application
- with a stable source of income:
- If employed:
- at least two years permanent work status with one year tenure in current employer
- earning at least PhP15,000 gross monthly income
- If self-employed:
- business must be operating profitably for the last three years
- earning at least PhP30,000 gross monthly income
- If employed:
- has a residential landline or mobile number, business landline and email address
- preferably an active credit cardholder
How much you may borrow under the offer? With regards to the PSBank cash loan amount allowed for borrowing, here is the range of the borrowing amounts allowed by the bank:
- Minimum Loanable Amount — Php 20,000
- Maximum Loanable Amount — Php 250,000
With regards to the repayment of the PSBank Cash Loan amount borrowed, the bank allows loan terms from 24 months up to 36 months. There are options that borrowers may avail when it comes to the repaying the loan.
Revolving Credit Line. You may opt to pay any of the following:
- Total amount due of the loan
- Minimum amount due
- Any amount higher than the minimum amount due
Fixed Term Loan. The PSBank allows the borrower a fixed amount over a certain period.
Do you want to apply for the loan offer? There are PSBank cash loan requirements you must prepare and submit for the application process.