Guide on the Robinsons Bank Housing Loan 2025 Features & Application
ROBINSONS BANK HOUSING LOAN 2025 – Are you looking for an excellent loan that can help you achieve the dream house of your family?
In the Philippines, there are some banks that have crafted excellent loan offers for individuals who want to have their own residential properties or a place they can call their own home. One of these banking entities is the Robinsons Bank.
The Robinsons Bank is operating in the Philippines for decades already and has earned the trust of countless Filipinos. It has several offers including savings and checking accounts, debit and credit cards, as well as loans.
With regards to the loan offers of the Robinsons Bank, aside from the Robinsons Bank Business Loan, the private banking entity also offers the Robinsons Bank Housing Loan. It is ready to finance the acquisition of a residential property.
Who are qualified to apply for the Housing Loan offer of the bank? Here are the eligibility requirements set by the bank:
- At least 21 years old but not more than 65 y/o upon loan maturity
- Foreigner with appropriate Alien Certificate of Registration
With regards to the loanable amounts under the offer, it depends if the property is under an accredited developer or a non-accredited developer. Here is a guide on the maximum range of the borrowing amounts allowed by the bank:
- Up to 90% of total contract price (Accredited Developers)
- Up to 80% of appraised value (Non-Accredited Developers)
How long you may repay the loan? The Robinsons Bank allows repayment of up to 15 years for OFW and self-employed individuals and up to 20 years for locally-employed individuals. The interest rate varies.
| Tenor | Rate |
| 1 year | 7.00% |
| 2 years | 7.25% |
| 3 years | 7.75% |
| 4 to 5 years | 8.25% |
| 10 years | 9.25% |
| 15 years | 10.00% |
Are you interested to apply for the loan offer? The requirements for the Robinsons Bank Housing Loan application depends on the nature of your source of income. Here is a guide on the documents required by the bank for application:
Locally-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
Self-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Self-Employed Professionals
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
For Accredited Developers
- Latest Statement of Account
- Reservation Agreement or Contract to Sell
For NON- Accredited Developers
- Photocopy of the Title
- Tax Declaration on land and improvement
- Lot Plan Vicinity Map certified by a Geodetic Engineer
- Appraisal Fee