List of GSIS Cash Loan Requirements 2025 — Qualifications & Documents
GSIS CASH LOAN REQUIREMENTS 2025 – Here is a guide on the qualifications and the documents required in applying for the Multi-Purpose Loan (MPL) offer of the Government Service Insurance System.
Filipinos who are working in the government are mandated to maintain an active membership to the Government Service Insurance System. More popularly called GSIS, it is a social insurance giant that provides many benefit and loan offers for its members. Are you one of the members of the state entity?
Before checking on the offers of the Government Service Insurance System, it is best to recall the most important thing to boost your eligibility for its benefits and the GSIS loans — constantly pay the monthly premium.
One of the loan offers of the social insurance giant is the Multi-Purpose Loan. Also called MPL, you can check on its details below.
The Multi-Purpose Loan offer of the Government Service Insurance System is a cash loan offer that is ready to provide for the cash needs of the member-borrower. It can also consolidate the existing loans into a single loan offer.
With regards to the GSIS cash loan requirements for application, there are both qualifications and documents that have to be submitted. To be eligible to apply for the loan offer, the member-borrower should meet the following qualifying criteria:
- has at least one (1) month premium contributions for both Personal Share and Government Share at the time of application
- not on leave of absence without pay at the time of application
- has no pending administrative case and/or criminal case; Provided however, that if the pending administrative case or charge is for a light offesnse, the borrower shal remain eligible
- agency status is not “Suspended”
- with no GFAL account in default
- resulting net take-home pay after loan availment is not lower than the amount required under the General Appropriations Act, after all required monthly obligations have been deducted
In applying for the Multi-Purpose Loan offer of the Government Service Insurance System, there are three (3) options. The GSIS cash loan requirements that a member-borrower must prepare depends on the chosen loan application mode.
- via GSIS Touch mobile app
- via GWAPS Kiosk
- Over-the-Counter
In applying for the Multi-Purpose Loan offer through the GWAPS Kiosk, you have to prepare your UMID ID. In the case of the GSIS Multi-Purpose Cash Loan requirements for over-the-counter applications, you need to prepare the following:
- duly accomplished MPL Flex Application Form
- photocopy of the Unified Multi-Purpose ID (UMID) card or Electronic Card (eCard)
Aside from its loan offers, members of the Government Service Insurance System may also avail the different GSIS benefits.