Qualified Members May Apply for GSIS Cash Loan in Times of Financial Needs
GSIS CASH LOAN 2025 – You can check here the steps on how to apply for the offer and the requirements you must prepare.
One of the best ways to prepare against the uncertainty of the future is to maintain excellent accounts to social insurance institutions. In the Philippines, when it comes to social insurance, one of the giants is the Government Service Insurance System or also popularly known as GSIS.
The Government Service Insurance System is operating in the country for decades already. It has helped countless of its members in different situations most especially in dire financial needs.
The GSIS does not only offer benefits for its members in times of sickness, separation from work, disability, etc. but as well as loans that serve different purposes. While the social insurance giant has loans that are open for specific purposes, it also has multi-purpose loans.
The social insurance giant has the Multi-Purpose Loan or also called as the GSIS cash loan. This loan offer is designed not only to provide financial solutions to the member but as well as a way to consolidate the existing loans of the member under a single loan.
The GSIS MPL can consolidate the following:
- Salary Loan (SL)
- Restructured Salary Loan (RSL)
- Enhanced Salary Loan (ESL)
- Emergency Loan Assistance (ELA)
- Summer One-Month Salary Loan (SOS)
- Conso-Loan Plus / Enhanced Conso-Loan Plus
- Member’s Cash Advance / eCard Cash Advance / eCard Plus Cash Advance
- Home Emergency Loan Program (HELP)
- Educational Assistance Loan I and II (EAL I / II)
- Fly PAL, Pay Later (FPPL)
- Study Now, Pay Later (SNPL)
- Stock Purchase Loan (SPL)
While the loanable amount under the GSIS cash loan offer varies, you can check on the maximum loanable amount for the qualified members. How to apply to the loan offer?
The Government Service Insurance System accepts GSIS cash loan applications through the eGSISMO, email, and GWAPS Kiosk. The process varies depending on the member’s chosen application mode:
via Email
- Prepare the following:
- Fill out the Multipurpose Loan Application Form
- Clear picture of the borrower holding his GSIS UMID eCard (or temporary eCard); if GSIS UMID eCard or temporary eCard is not available, present 2 valid IDs instead and do the following:
- Take a clear photo of the 2 valid IDs (front and back) and;
- Take a clear photo of the borrower holding the 2 valid ID cards
- Save the Application Form and photos as JPEG or PDF File
- Email the documents to your GSIS handling branch (link list here)
- Await email confirmation from GSIS for tentative loan computation
via eGSISMO
- Login to your eGSISMO account (BP number and PW)
- Click Loans Application icon and choose (Multi-purpose Loan), Loan Type (New or Renewal).
- Upload a Picture of Member holding UMID / Temporary CARD or 2 Valid Government IDs if UMID / Temporary CARD is lost (as JPEG or PDF File)
- Confirm Loan Agreement and click SAVE
- Await email confirmation from GSIS for tentative loan computation
via GWAPS Kiosk
- Go to a GWAPS kiosk nearest you.
- Place your eCard Plus/UMID in the G-W@PS kiosk card reader. You will be required to place your finger in the biometrics scanner. Once recognized, personal data will be displayed.
- Choose Loan Windows icon and click on Multipurpose Loan. The screen will display the tentative computation of your preferred loan. You may change the loan amount and/or payment term.
- To confirm your loan application, place selected finger on the biometrics scanner.
- Await for email or SMS from GSIS regarding the approval of your loan.
Under the Multi-Purpose Loan offer, there are GSIS cash loan requirements which include qualifications and documents that have to be submitted.