Pag-IBIG Salary Loan Requirements 2025 for Locally-Employed Members

List of Pag-IBIG Salary Loan Requirements 2025 for Application

PAG-IBIG SALARY LOAN REQUIREMENTS 2025 – For locally-employed members of the Fund, here are the documents required for application.

In the Philippines, a big part of the Filipino populace is composed of individuals who are members of the Pag-IBIG Fund. Undeniably, the government entity that provides loans has a wider membership coverage compared with the social insurance giants.

Pag-IBIG Salary Loan Requirements 2025

The Pag-IBIG Fund is open not only for locally-employed individuals in either the government or the private sector but for both. Self-employed individuals, overseas Filipino workers (OFWs), and non-working spouses of the members may also apply for a membership.

Pag-IBIG Fund
Photo Credit: JustPayroll

The main advantage of being a Pag-IBIG Fund member is the loan offers. Aside from the Pag-IBIG Housing Loan which is most popular for, the state entity also has the Multi-Purpose Loan which is also called the MPL. Others call it the Pag-IBIG Salary Loan offer.

The Pag-IBIG Salary Loan is designed to help qualified members in their short-term financial needs. Under it, a member can enjoy low monthly dues as the loan term can be extended to up to 36 months.

The Pag-IBIG Salary Loan requirements are also very achievable, thus, the application can be really easy and fast. The documents required vary among the locally-employed members, the self-employed members, and the OFWs who are members of the Fund and want to apply for the loan offer.

In the case of the locally-employed members of the Fund who want to apply for the offer, here are the Pag-IBIG Salary Loan requirements for application:

  • one (1) original duly-accomplished and signed Pag-IBIG Fund Multi-Purpose Loan Application Form
  • one (1) photocopy of valid ID acceptable to the Fund
    • Philippine Identification (PhilID) Card
    • Passport including those issued by foreign governments
    • Driver’s License
    • Professional Regulation Commission (PRC) ID
    • National Bureau of Investigation (NBI) Clearance
    • Police Clearance
    • Postal ID
    • Voter’s ID
    • Tax Identification Number (TIN) ID
    • Barangay Certification or Barangay IDs or similar documents bearing picture of the Member
    • Government Service Insurance System (GSIS) e-Card
    • Social Security System (SSS) Card
    • Senior Citizen Card
    • Overseas Workers Welfare Administration (OWWA) ID
    • Overseas Filipino Worker ID
    • Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
    • Alien Certification of Registration/Immigrant Certificate of Registration
    • Government Office and GOCC ID, e.g. AFP ID, Pag-IBIG Fund Loyalty Card
    • ID issued by the National Council on Disability Affairs (NCDA)
    • Department of Social Welfare and Development (DSWD) Certification
    • Integrated Bar of the Philippines ID
    • Company ID issued by Private Entities or Institutions Registered with or supervised or regulated either by the BSP, SEC or IC
    • PhilHealth Health Insurance Card ng Bayan
  • proof of income
    • The “Certificate of Net Pay” portion at the back of the application form must be accomplished by the employer or submit photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory

A photocopy of the Payroll Account*/Disbursement Card is part of the Pag-IBIG Salary Loan requirements if you want the loan proceeds to be released through the Payroll Account or the Disbursement Card.

Aside from the Multi-Purpose Loan offer, the Fund also has the Pag-IBIG Calamity Loan.

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