Pag-IBIG Calamity Loan Requirements 2025 for OFW Members — A GUIDE

List of Pag-IBIG Calamity Loan Requirements for Application Process

PAG-IBIG CALAMITY LOAN REQUIREMENTS 2025 – The OFW members of the Fund must submit the following documents to apply for the offer.

The Philippines is undeniably prone to natural calamities like typhoons and earthquakes. Thus, it creates a huge advantage to ensure that you and your family have something to turn to in case an unwanted but inevitable calamity strikes your place and leave the area in devastation. The Pag-IBIG Fund is one of the calamity loan-providing state entity in the country.

The Fund actually has several loan offers, thus, countless Filipinos are in a constant pursuit to keep their accounts updated. Aside from the Pag-IBIG Multi-Purpose Loan, the state-run entity also has the Pag-IBIG Calamity Loan offer the was designed to ensure that the members have something to turn to in times of crisis caused by an earthquake, typhoon, volcanic eruption, tsunami, etc.

Recovering from the impact of a calamity is not only emotionally and physically challenging. It can also be financially-challenging most especially if the family’s source of living was also left in devastation. Meanwhile, if you are a member of the Fund, you may obtain some assistance by submitting the Pag-IBIG Calamity Loan requirements which you can check below.

The Pag-IBIG Fund Calamity Loan is open not only for the locally-employed and self-employed members of the state-run entity. Even Overseas Filipino Workers (OFWs) who are members of the Fund may apply to the loan offer.

Here are the Pag-IBIG Calamity Loan requirements for application:

• duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
• one (1) photocopy of valid ID acceptable to the Fund
• proof of income (any of the following):
  • Employment Contract
    • Employment Contract between employee and employer (1 Photocopy); or
    • POEA Standard Contract (1 Original)
  • Certificate of Employment and Compensation (CEC)
    • CEC written on the Employer/Company’s official letterhead (1 Original); or
    • CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
  • Income Tax Return filed with Host Country/Government (1 Original)

If an authorized representative of an OFW member will be the one to file the loan application, the authorized representative should include the following documents in the Pag-IBIG Calamity Loan requirements to bring:

• Authorization Letter
• one (1) photocopy of a valid ID of the representative

In case of the Fund members affected by the El Niño phenomenon, there are additional Pag-IBIG Calamity Loan requirements. Here’s a guide:

For farmers, including landlords, fisher folks, and livestock farmers

• Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity

For business owners/market vendors

• Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity

For Pag-IBIG Members or any of his immediate family members afflicted by diseases

• Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity