Guide on BDO Housing Loan 2025 Features & Application
BDO HOUSING LOAN 2025 – Here are excellent features of this BDO Unibank loan offer that can help you achieve your dream house soon.
Are you one of the people who want to live in a house you can call your own soon? You don’t have to wait for decades to be living in your own space. There are entities that provide housing loans that can help you achieve your dream now.
BDO Unibank, one of the most popular and trusted banks in the country, is one of the housing loan providers in the Philippines. In fact, its loan offer is packed with excellent features that you can check below.
The BDO Housing Loan offer is open to finance several purposes related to residential property acquisitions. You may apply for the loan offer to finance any of the following:
- purchase of real estate property
- vacant lot
- house and lot
- residential lot
- condominium unit
- house construction
Aside from the above-mentioned purposes, a qualified client may also apply for the BDO Housing Loan offer to access funds for other purposes using a residential property as the collateral. You may use the property to obtain cash for your financial needs for medical reasons, travel, business, etc.
BDO Unibank boasts its loan offer with low interest rates and affordable cash-out options. In fact, you can check the BDO Housing Loan loanable amount even prior to applying for the loan. You may also choose from the following options:
- All-in Financing — Loan-related fees can be financed and paid up to the term of your Home Loan.
- Built-in Insurance — Insurance Premium for 1 year coverage can be paid in 12 equal monthly installments without interest.
The interest rate under the BDO Housing Loan offer is dependent on the fixing period. Furthermore, there are variations between the existing BDO clients and new clients of the bank.
To qualify for the loan offer, the applicant must be 21 years old and above upon the loan application but 70 years old and below at the end of the loan term. The loan offer is open for both Filipino citizens and foreign nationals provided that the income requirement is met.
The BDO Unibank has set varying requirements among the local-employees, the self-employed individuals, and the OFWs who want to apply for the loan offer. Here is a guide: