Check Here the AUB Home Loan Requirements 2025 for Employed Applicants
AUB HOME LOAN REQUIREMENTS 2025 – For employed individuals who want to apply for the offer, here are the documents that the Asia United Bank asks.
It is truly different to be living in a house you can call your own. Many individuals have spent many years of their lives no either renting or staying with a relative. Surely, many people share the dream of being under a roof they can call their own. Are you one of the people who wants to take the step towards their dream house?
In the Philippines, you no longer have to wait for several years so you can finally live in a house that you can call your own. There are several banks that can help you achieve your dream and one of them is the Asia United Bank or also commonly called the AUB.
The Asia United Bank actually has a lot of offers from deposit accounts to loans, credit cards, investment products, and cash management services offers among others. While the credit card offers include the AUB Gold Mastercard, its loan offers include the AUB Home Loan.
The AUB Home Loan is really to help make your dream home come true. It can finance the purchase of whether a house and lot or a condominium unit as long you as qualify and has complied with the AUB Home Loan requirements for application.
Are you interested to apply for the loan offer of the Asia United Bank? The AUB Home Loan requirements include both personal documents as well as the collateral documents for application. The loan offer is open for both salaried and non-salaried individuals but there are varying requirements for application.
If you are a locally-employed individual who wants to apply for the loan offer, here are the AUB Home Loan requirements that you need to prepare for submission to the bank:
- duly-accomplished and signed AUB Home Loan Application Form
- photocopy of two (2) valid IDs each from the principal borrower and co-borrower
- photocopy of Marriage Contract or CENOMAR, as applicable
- proof of income:
- photocopy of Certificate of Employment
- photocopy of latest three (3) months payslip
- photocopy of latest Income Tax return / BIR form 2316
As mentioned, the AUB Home Loan requirements also include the collateral documents of the property to be financed by the bank. Thus, in applying for the loan, you also need to submit the following documents to AUB:
- copy of collateral title — Transfer Certificate of Title or Condominium Certificate of Title (TCT /CCT)
- Statement of Account, Reservation Agreement/ Contract to Sell
- photocopy of the lot plan / vicinity map / subdivision plan
- photocopy of updated Tax Declaration, Tax Receipts and Tax Clearance
If you are a non-salaried individuals, there is a different set of AUB Home Loan requirements set for self-employed individuals who wish to apply for the loan offer.