Check Here the AUB Home Loan Requirements 2025 for Self-Employed Applicants
AUB HOME LOAN REQUIREMENTS 2025 – For self-employed individuals who want to apply for the offer, here are the documents that the Asia United Bank asks.
One of the best things about some banks nowadays is that their offers are not only for the individuals who receive a fixed monthly income through employment, whether local or overseas. Some banks have opened their loan offers for non-salaried individuals or also called the self-employed ones.
In the Philippines, one of the banks that has loan offers for both salaried and non-salaried individuals is the Asia United Bank. Also popularly called AUB, it is operating in the Philippines for several years now offering deposit accounts, credit cards, loans, investment products, cash management services, and many other finance services.
Through the years, the Asia United Bank has gained the trust of millions of Filipino people not only those who are residing in the country but as well as those who are in other countries abroad. With regards to the offers of the reputable bank, while its credit card offers include the AUB Classic Mastercard, its loan offers include the AUB Home Loan.
The AUB Home Loan offer is ready to finance whether you are planning to purchase a house and lot or a condominium unit. It is open for both employed and self-employed individuals but there are varying AUB Home Loan requirements for application.
Are you a self-employed individual who is interested to apply for this offer of the reputable banking entity? It is important to know the personal and collateral documents that you need to prepare to comply with the AUB Home Loan requirements for application.
It is important to begin first with the personal documents required by the Asia United Bank. In applying for the loan offer, if you are a self-employed individual, your AUB Home Loan requirements should include the following documents:
- duly-accomplished and signed AUB Home Loan Application Form
- photocopy of two (2) valid IDs each from the principal borrower and co-borrower
- photocopy of Marriage Contract or CENOMAR, as applicable
- proof of income:
- photocopy of Business Registration Papers i.e., SEC Registration / Articles of
Incorporation / By-laws / GIS or DTI Certificates Mayor’s Permit / Business Permit - photocopy of latest three (3) months bank statements
- photocopy of Audited Financial Statements (for the last 2 years)
- photocopy of Income Tax Return (for the last 2 years)
- list of major trade suppliers and customers w/ contact details (if applicable)
- photocopy of Business Registration Papers i.e., SEC Registration / Articles of
Just like in applying for other home loan offers, the AUB Home Loan requirements for application also include the collateral documents or the documents that pertain to the real estate property that the bank will finance. According to AUB, applicants should submit the following along with their personal documents:
- copy of collateral title — Transfer Certificate of Title or Condominium Certificate of Title (TCT /CCT)
- Statement of Account, Reservation Agreement/ Contract to Sell
- photocopy of the lot plan / vicinity map / subdivision plan
- photocopy of updated Tax Declaration, Tax Receipts and Tax Clearance
Aside from the Home Loan offer, the Asia United Bank also has a special loan offer for seafarers — the AUB Seafarer Cash Loan.