Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow Php 95,000 under this customer finance product.
Are you looking for an access to the extra funds that you need for traveling, for an upcoming event, to get your car repaired, etc.? It may be an excellent move to turn to a loan provider that provides a quick cash loan offer — like the Home Credit Philippines.
The Home Credit Philippines is undeniably one of the most popular lenders in the country now. Even prior to its fame in the country, it had already widely-expanded in several countries abroad and offers its products to countless people of different races.
In the Philippines, Home Credit was providing financial products to countless Filipinos since 2013. It has equipped its offers with three top-tier features which are the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Home Credit’s most popular loan offers are undeniably its product loans. It is known with its product financing service that may finance the purchase of gadgets, furniture, appliances, etc. Meanwhile, through the years, it continuously expanded its offers which now includes the Home Credit Cash Loan which you can check below.
The Home Credit Cash Loan 2025 offer is usually extended to product loan clients with good credit standing. Like in applying for other loans, there are qualifications. To be eligible to apply for the offer, the borrower should meet the following qualifications:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
Home Credit PH boasts its cash loan offer with a fast approval as well as huge loanable amounts. It also equipped its offer with flexible loan terms.
You may apply for the Home Credit Cash Loan offer to travel abroad, to get your car to its maximum performance again, to pay for your child’s tuition fees, or any purpose it can serve you best. In fact, you can address multiple financial needs under a single offer.
How much is loanable under the Home Credit loan offer? Here are the minimum and maximum loanable amounts under the offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 95,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 94,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱18,116.48 per month |
| 9 months | ₱12,771.01 per month |
| 12 months | ₱10,116.58 per month |
| 18 months | ₱7,498.27 per month |
| 24 months | ₱6,224.37 per month |
| 30 months | ₱5,487.19 per month |
| 36 months | ₱5,017.30 per month |
| 45 months | ₱4,577.57 per month |
| 48 months | ₱4,474.67 per month |
| 60 months | ₱4,191.22 per month |
You will have to present a primary ID or at least two (2) secondary identification documents in applying for the cash loan offer. Here is a guide:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
All loan applications are subject to the approval Home Credit. The application approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.