Check here the RCBC Salary Loan Requirements 2025 for Application
RCBC SALARY LOAN REQUIREMENTS 2025 – Here is a guide for the employers who want to get their companies accredited as well as the employees who want to apply for the loan offer.
You might have already heard about the Salary Loan offer of Rizal Commercial Banking Corporation. More popularly known as RCBC, it wants to help reputable companies in providing its employees with an access towards extra cash.
Whether you are an employer who wants to get your company accredited to the bank or an employee of an RCBC-accredited company who wants to apply for the loan offer, there are RCBC Salary Loan requirements and qualifications that you need to comply with. You can check the lists below.
The Rizal Commercial Banking Corporation has set different lists of qualifications for employers who want their company accredited to the bank and employees who want to apply for the Salary Loan offer. If you are an employer who want to apply for accreditation, here are the eligibility criteria that you should meet for the accreditation:
- Private, SEC-registered and in operation for at least 5 years
- Profitable in the last 3 years
- with at least 50 regular employees
If you are an employee who want to apply for the RCBC Salary Loan offer, here are the qualifications that you should meet in applying for an access to extra funds:
- regular employees with at least 2 years tenure
- Filipino or permanent resident alien
- at least 21 years old at the time of the loan application but not more than 65 years old upon the loan maturity
- with minimum gross monthly income of P10,000
- amortization should not be more than 30% of Gross Monthly Income
There are also different RCBC Salary Loan requirements for employers who want to get their companies accredited to the bank and the employees who want to apply for the loan offer. If you are an employer who want to get your firm accredited by the bank, you should prepare and submit the following documents:
- Company Accreditatio
- Application Form
- SEC Certificate of Registration
- Articles of Incorporation and By-Laws
- Latest General Information Sheet
- Latest 3 years audited financial statements
- Latest 3 years Income
- Tax Returns
- Company Profile
In the case of employees who want to apply for the loan offer, here are the RCBC Salary Loan requirements that the bank requires for the application:
- duly-filled out and signed RCBC Salary Loan Application Form
- signed 3 copies of Promissory Note and Disclosure Statement
- photocopy of company ID and valid photo-bearing government-issued ID with birthdate and signature
- photocopy of latest one-month payslip
To apply for the loan offer, prepare the RCBC Salary Loan requirements and submit them to a branch of the bank nearest to you. Aside from this offer, the bank also has the RCBC Cash Loan.