Security Bank Home Loan Requirements 2025 for Corporate Applicants

Guide on Security Bank Home Loan Requirements 2025 for Application

SECURITY BANK HOME LOAN REQUIREMENTS 2025 – If you wish to apply for the offer as a corporate, here are the documents you must prepare and submit to the bank for the loan application.

Nowadays, there are loan providers that do not only have offers for employed and self-employed individuals but as well as corporates. Are you planning to apply for a home loan offer as a corporate?

In the Philippines, one of the trusted home loan providers that is operating in the country for several years now is the Security Bank. It has several offers including both personal and business finance products. It got bank accounts, credit cards, and loans.

One of the loan offers of the bank is the Security Bank Home Loan offer. It can finance the acquisition of a real estate property, a house construction, a home renovation, or even using your real estate property’s value for an access to cash. You may also apply for it for a home loan take-out.

As mentioned, the Security Bank Home Loan offer is open not only for salaried and non-salaried individuals but as well as corporates. Here are the qualifications under the offer:

• at least 21 years old upon the loan application
• not more than 65 years old upon loan maturity
• earning a combined monthly income of PHP50,000
• continuously employed for at least 2 years
• must be operating a legitimate and profitable business for the last 3 years

With regards to the Security Bank Home Loan requirements for application, there are varying lists of documents. For corporate applicants, here are the documents that the bank requires for the loan application process:

• duly-accomplished and signed Security Bank Home Loan Application Form
• clear copy of one (1) valid ID (photo-bearing government issued) of borrower/spouse/co-borrower/ signatories of the loan
  • Accepted Primary IDs:
    • Passport
    • Philippine Identification Card (PhilID/ePhilID)
    • UMID
    • Driver’s License
    • Voter’s ID
    • Postal ID (PVC Plastic Card)
    • GSIS e-Card
    • PRC ID
    • Person with Disability Identification Card
    • School ID
    • Senior Citizen Card
    • SSS Card
    • Integrated Bar of the Philippines Membership ID
    • Maritime Industry Authority (MARINA) ID
    • Alien Certificate of Registration Identity Card (ACR I-Card)
  • Accepted Secondary IDs:
    • Barangay certification
    • City health card/Health certificate card
    • Company ID
    • DSWD certification
    • GOCC ID (e.g. AFP ID, HDMF ID)
    • NBI clearance
    • OFW ID
    • OWWA ID
    • Pag-IBIG Loyalty Card
    • PhilHealth Insurance Card ng Bayan (Digitized/Paper-based)
    • Police clearance
    • Postal ID (Paper-based card)
    • Seaman’s book
    • Solo parent ID
    • Tax Identification Number (TIN)
• Mortgage Redemption Insurance (MRI) Application Form
• Proof of Billing/IDs with address
• PSA copy of CENOMAR if single; PSA copy of Marriage Certificate if married; PSA Copy of MC with nullity of Marriage and PSA CENOMAR if annulled/divorced; Marriage Certificate with annotation of finality of legal separation if separated with spouse; copy of Death Certificate of spouse and PSA CENOMAR if widowed
• Special Power of Attorney (SPA)
• Authorization Letter Template for Property Collateral Verification and Tax Mapping
• proof of income:
  • SEC Registration and General Information Sheet
  • Latest three (3) months bank statements
  • Latest Income Tax Return (1702 for Corporation)
  • Latest one (1) year Audited Financial Statements
  • Authorization letter for bank and trade checkings (bank form)

The Security Bank Home Loan requirements also include collateral documents. You need to prepare and submit the following documents to the bank, too:

• copy of collateral title (TCT/CTC)
• copy of tax declaration on land and/or improvement
• appraisal fee paid to SBC: OR Number
• tax map verification with one valid ID of the registered owner

There are additional Security Bank Home Loan requirements in other loan purposes. Here’s a guide of the other documents that the bank requires:

To apply for the loan offer, bring your requirements to a branch of the bank nearest to your area. You might also like to check on the Security Bank Auto Loan offer of the bank.