Guide on Security Banks Loan 2025 You Might Like To Apply For
SECURITY BANK LOANS 2025 – You can check here the full list of the loan offers provided by the bank and their excellent features.
In the Philippines, one of the reputable banks that you may turn to for loans is the Security Bank. It is operating in the country since 1951. It has both personal and business finance product offers.
The Security Bank got different types of bank accounts, credit cards, loans, insurance policies, and investment products. With regards to the Security Bank loans, there are two (2) offers — the Auto Loan and the Home Loan.
Here is a guide on the Security Bank loans and a guide on our special features of each other:
Security Bank Home Loan
One of the Security Bank loans is the Home Loan that is ready to help you achieve the house of your dreams. It can finance any of the following loan purposes:
- buying of a residential property
- house construction
- home renovation
- refinancing of an existing housing loan
- solar mortgage
- equity using your home’s value
The loan offer is open for both salaried and non-salaried individuals. There is a short list of qualifying requirements for application which are as follows:
- at least 21 years old, but not more than 65 years old upon loan maturity
- earning a combined monthly income of PHP50,000
- has been continuously employed for at least 2 years or must be operating a legitimate and profitable business for the last 3 years
Do you want to know more about the Security Bank Home Loan offer?
Security Bank Auto Loan
If you are already have a house or you want to have a car first, the Security Bank loans has another offer — the Auto Loan. It is ready to finance the purchase of both brand new and pre-owned vehicles for personal use.
You may also apply for the Auto Loan offer for the reimbursement of a purchase of a brand new vehicle or the refinancing of an existing car loan. Moreover, the loan offer is also open to finance the purchase of a brand new car for business use.
The Security Bank Auto Loan offer is open for individual applications as well as the applications by partnerships, corporations, and start-up businesses. Here are the eligibility requirements for application:
For locally-employed, self-employed, and OFW applicants:
- Filipino citizens who are residents of the Philippines; or Foreign citizens residing in the Philippines, provided, accompanied with a positive endorsement from the company he is affiliated with & a qualified Filipino citizen guarantor or co-maker in place, or
- Filipino citizens who are residing outside the borders of Philippines, provided with qualified Filipino citizen guarantor or co-maker in place
- at least 21 years old but not more than 65 years upon final maturity of the loan
- with a minimum joint monthly gross income with spouse of PHP40,000 (brand new) or PHP20,000 (2nd hand/used car)
For Partnerships and Corporations:
- must be duly registered to operate as a legal entity in the Philippines
- business must be in operation for at least three (3) years
For Start-up Businesses:
- start-ups or businesses operating for less than 3 years, co-makers / sureties are required
- must have strong business prospects/potentials based on evaluation
The offer is packed with excellent features. Do you want to know more about the Security Bank Auto Loan offer?