List of Metrobank Personal Loan Requirements 2025 for Application Process
METROBANK PERSONAL LOAN REQUIREMENTS 2025 – Employed loan applicants should comply and submit the following documents to apply for the offer.
One of the oldest banks in the Philippines is the Metropolitan Bank & Trust Company or more popularly known as Metrobank. It was in 1962 when it was established and incorporated in Binondo, Manila. It has a wide array of finance products.
Metrobank offers both personal and business finance products. It has several types of bank accounts; debit, prepaid, and credit cards; loans; investment products; and insurance policies among others.
With regards to the loan offer of the bank, aside from the Metrobank Home Loan, the bank also has a multi-purpose loan offer — the Metrobank Personal Loan. You may apply for it to make a personal purchase, to travel, to host an event, etc.
The Personal Loan offer might be the perfect solution to your financial needs. There is a short list of Metrobank Personal Loan requirements as well as qualifications that you may check below.
The Metrobank Personal Loan offer is open for both salaried and non-salaried individuals. If you are employed, here are the qualifications that you should meet to be eligible to apply for the loan offer:
- a Filipino citizen
- at least 21 years old at the time of loan application and 65 years old upon loan maturity
- with a gross annual income of at least PHP 250,000
- with an existing credit card
- of regular status
- with current employer for at least 1 year
With regards to the Metrobank Personal Loan requirements, the bank seeks only two (2) documents to be submitted apart from the duly-accomplished loan application form. Here are the documents that you need to prepare and submit to the bank for the loan application:
- Signed Promissory Note and Disclosure Statement (PNDS)
- valid Philippine government ID
- Philippine Identification Card (PhilID) or its other recognized formats
- Passport
- Driver’s License
- Social Security System card or Unified Multi-Purpose ID
- Postal Identity Card
- Voter’s ID
- GSIS e-card
- Senior Citizen Card
- Persons with Disabilities (PWD) ID issued by the National Council on Disability Affairs
- Government Office and Government Owned and Controlled Corporation (GOOC) ID (e.g. BSP, SEC, Insurance Commission, etc.)
- Integrated Bar of the Philippines (IBP) ID
- Company ID (if signature bearing) issued by Covered Person registered with or supervised/regulated by BSP, SEC, or Insurance Commission
According to Metrobank, you need to be an existing principal credit cardholder for at least nine (9) months already to qualify for the loan offer. In case you still have no credit card, the best way to go is to build up your savings with a Metrobank Deposit Account and boost your credit score with a Metrobank Credit Cards.
With regards to the loan processing timeframe, according to the bank, the processing and approval of the loan application may take as fast as seven (7) business days. Aside from the Personal Loan and the Home Loan offers, the bank also has the Metrobank Car Loan offer.