List of Metrobank Personal Loan Requirements 2025 for Application Process
METROBANK PERSONAL LOAN REQUIREMENTS 2025 – Self-employed loan applicants should comply and submit the following documents to apply for the offer.
Are you in need of an access for additional cash but you are worried that your being a self-employed individual might disqualify you from many offers? There is nothing to worry about. You just have to find the right partner just like the Metrobank.
Operating in the Philippines for several decades now, Metrobank is one of the trusted entities that provide a wide range of finance products. It has several different types of bank account offers, loans, investment products, and insurance policies. With regards to its card offers, it got not only prepaid and debit cards but as well as credit cards.
Aside from the Metrobank Home Loan offer, the loans provided by the reputable bank also includes the Metrobank Personal Loan. It is a multi-purpose cash loan offer that you may apply for to finance your personal purchase, event, travel, boosting of your business’ capital, etc. It is open not only for the employed individuals but as well as the self-employed ones.
The bank has set varied qualifications and Metrobank Personal Loan requirements among the salaried and non-salaried loan applicants. If you are self-employed, here are the qualifications that you should meet to be eligible to apply for the loan offer:
- a Filipino citizen
- at least 21 years old at the time of loan application and 65 years old upon loan maturity
- with a gross annual income of at least PHP 250,000
- with an existing credit card
- at least 2 years in the current business
The Metrobank Personal Loan requirements is one of the shortest list of documentary requirements for application. Here are the documents that you will need apart from the duly-accomplished Metrobank Personal Loan Application Form:
- Signed Promissory Note and Disclosure Statement (PNDS)
- valid Philippine government ID
- Philippine Identification Card (PhilID) or its other recognized formats
- Passport
- Driver’s License
- Social Security System card or Unified Multi-Purpose ID
- Postal Identity Card
- Voter’s ID
- GSIS e-card
- Senior Citizen Card
- Persons with Disabilities (PWD) ID issued by the National Council on Disability Affairs
- Government Office and Government Owned and Controlled Corporation (GOOC) ID (e.g. BSP, SEC, Insurance Commission, etc.)
- Integrated Bar of the Philippines (IBP) ID
- Company ID (if signature bearing) issued by Covered Person registered with or supervised/regulated by BSP, SEC, or Insurance Commission
With regards to the loan processing, according to Metrobank, it may take as fast as seven (7) working days. The bank guarantees a fast loan application processing and approval. You might also be interested with the Metrobank Car Loan offer.