List of Pag-IBIG Emergency Loan Requirements 2025 for Application Process
PAG-IBIG EMERGENCY LOAN REQUIREMENTS 2025 – Locally-employed members hit by a calamity should prepare these documents for the loan application.
Typhoons Tino and Uwan have caused massive flooding in several areas in the Philippines. Even prior to the entry of the latter to the Philippine Area of Responsibility, President Ferdinand “Bongbong” Marcos Jr. already placed the country under a national state of calamity.
#TinoPH brought severe flooding in several cities in the provinces of Cebu and Negros that cost the lives of at least 200 people. The search and rescue operations are ongoing as many individuals are still missing.
Amid the entire nation being under a state of calamity, qualified members of the different calamity-loan providing entities may apply for a calamity loan. One of them is the Pag-IBIG Fund which offers the Pag-IBIG Calamity Loan or also called the Emergency Loan.
If you are looking for another calamity loan offer aside from the Social Security System’s SSS Calamity Loan Program, you may turn to the Pag-IBIG Emergency Loan as most SSS members are also Fund members.
The members of the Pag-IBIG Fund has an access to several loan offers. Aside from the Pag-IBIG Multi-Purpose Loan offer, in times of calamities, qualified members may have access for cash that could help them in recovering from the impacts of the calamity through the Emergency Loan offer.
The loan offer is open for both employed and self-employed members of the state entity. If you are locally employed, you must have posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings to qualify for the loan offer.
Furthermore, a member-borrower should be residing in an area declared under a State of Calamity to be eligible to apply for the loan. There is also a unique list of Pag-IBIG Emergency Loan requirements for application — don’t worry, the list is very short.
Here are the Pag-IBIG Emergency Loan requirements that you should prepare and submit to the state entity for the loan application:
- duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
- one (1) photocopy of valid ID acceptable to the Fund
- proof of income:
- The employer must accomplish the “Certificate of Net Pay” portion at the back of the application form or submit a photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory”
A representative of a Pag-IBIG Fund member may process the loan in behalf of the member provided that the Pag-IBIG Emergency Loan requirements that will be submitted to the Fund include the following:
- Authorization Letter
- one (1) photocopy of a valid ID of the representative
There are additional Pag-IBIG Emergency Loan requirements in case you are applying for the loan offer because of an El Niño phenomenon and other specific cases. Here’s a guide:
For farmers, including landlords, fisher folks, and livestock farmers
- Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity
For business owners/market vendors
- Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity
For Pag-IBIG Members or any of his immediate family members afflicted by diseases
- Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity
Aside from the Emergency Loan offer, the state entity also offers the Pag-IBIG cash loan.