List of BDO Unibank Personal Loan Requirements 2025 for Application Process
BDO UNIBANK PERSONAL LOAN REQUIREMENTS 2025 – Employed individuals who want to apply for the loan offer should prepare these documents.
In times of financial needs, more people prefer to address the cash needs through a bank loan because of a more-structured process — not to mention that personal loans among families and friends have ruined many relationships. Are you in need of some cash right now?
In the Philippines, one of the trusted loan-providers that you may turn to for a multi-purpose cash loan is the BDO Unibank. It is one of the biggest banking entities in the country with a wide variety of finance product offers.
BDO Unibank offers a wide range of savings and deposit accounts, loans, credit cards, investment products, and a lot more. With regards to its loan offers, aside from the BDO Housing Loan, the bank also has a multi-purpose loan offer, the BDO Unibank Personal Loan.
The BDO Unibank Personal Loan is open for both salaried and non-salaried individuals. You may apply for it to fund a personal purchase, travel, get your car repaired, fund an event, etc. You may borrow up to P2 million under the loan offer.
Also called a Cash Loan, the Personal Loan offer is open for individuals who are at least 21 years old upon the loan application but not over 60 years old at the time of the loan maturity. It is open for Filipino citizens or foreigner residents in the country. The applicant should have a landline number in either residence or place of work, or mobile number and a residence or office address must be within any area where a BDO branch is located.
While the BDO Unibank Personal Loan offer is open for both locally-employed and self-employed individuals, the income requirement as well as the requirements for application vary. Here’s a guide on the required income under the offer:
- ₱15,000 for Salaried Employees
- ₱35,000 for Self-Employed / Professionals
Are you a locally-employed individual who wants to apply for the loan offer? Here are the BDO Unibank Personal Loan requirements for application:
- completed and signed BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- proof of income:
- Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue or BIR Form 2316 signed by employer’s authorized representative
- Latest full month’s payslip
- Original Certificate of Employment indicating status, service tenure and compensation breakdown
- If with credit card from other banks, copy of the latest two (2) months statement of credit card existing at least one (1) year
Aside from the Housing Loan and Personal Loan offers, there is a long list of BDO Loans that you may apply for.