List of BDO Unibank Personal Loan Requirements 2025 for Application Process
BDO UNIBANK PERSONAL LOAN REQUIREMENTS 2025 – Self-employed individuals who want to apply for the loan offer should prepare these documents.
Are you in need of some cash right now but you are worried that there might be a few options for self-employed individuals? In the Philippines, one of the state entities that you may turn for cash loans is the BDO Unibank.
BDO Unibank is one of the giants in terms of banking services in the Philippines. It got different kinds of savings and deposit accounts, credit cards, and loans among others. One of the loans that BDO offers is the Personal Loan.
The BDO Unibank Personal Loan is a multi-purpose cash loan is open not only for locally-employed individuals but as well as self-employed applicants. You may apply for it for various reasons and you might even accomplish multiple purposes under a single loan offer. You may apply for the loan to finance any purpose including the following:
- car repair
- personal purchase
- travel
- event hosting
- payment of educational/school fees
The BDO Unibank Personal Loan offer has helped countless individuals achieve goals and turn their dreams into reality. It has the best features including huge loanable amount, low interest rates, and flexible payment terms.
Under the loan offer, you may borrow up to P2 million. The interest rate may be as low as 1.25% on a monthly add-on basis. The loan is payable in 6, 12, 18, 24, or 36-month term depending on your chosen loan tenor.
The BDO Unibank Personal Loan requirements for application differ between employed and self-employed applicants. If you are self-employed, here are the documents that you should prepare in applying for the loan offer:
- completed and signed BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- proof of income (any of the following):
- Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY)
- Registration of Business Name (MANDATORY)
- For Single proprietorship – issued by the Department of Trade and Industry (DTI)
- For Partnerships or Corporations – issued by the Securities and Exchange Commission (SEC)
- Latest three (3) months bank statement (OPTIONAL)
If you want a smooth flow of the application process, the best initial move is to ensure that you have all the BDO Unibank Personal Loan requirements for application complete. Visit a branch of the bank nearest to you to file your loan application.
In the case of locally-employed applicants who want to apply for the BDO Unibank Personal Loan, there is a different list of requirements for application.