List of BDO Personal Loan Requirements 2025 for Application Process
BDO CASH LOAN REQUIREMENTS 2026 – If you are a self-employed individual or a professional, here are the documents that you need to prepare to apply for the Personal Loan offer.
In the Philippines, one of the most reputable banks that is serving countless Filipinos not only in the country but as well as abroad is BDO Unibank. It has over 1,800 branches across the nation, thus, its offers are really accessible to countless people.
BDO provides a wide array of bank accounts, loans, credit cards, investment products, etc. One of the BDO loans that have helped countless Filipinos is the Personal Loan. It is a multi-purpose cash loan offer that you may apply for to address multiple purposes including the following:
- personal purchase
- travel
- car repair
- payment of educational/school fees
- event hosting
BDO made sure that its loan offer comes with a low interest — as low as 1.25% monthly add-on interest rate. Furthermore, it is open not only for the salaried individuals but as well as those who are self-employed. Professionals who are practicing their professions may also qualify to the loan offer.
With regards to the loanable amounts, under the offer, you may borrow as much as P2 million. For the repayment, it can be 6, 12,18, 24, or 36 months depending on your preference with a consideration to your age at the time of the loan application.
The BDO cash loan requirements for application vary among the salaried and non-salaried loan applicants. If you are self-employed or a professional, here are the documents that you need to prepare in applying for the loan offer:
- completed and signed BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- proof of income (any of the following):
- Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY)
- Registration of Business Name (MANDATORY)
- For Single proprietorship – issued by the Department of Trade and Industry (DTI)
- For Partnerships or Corporations – issued by the Securities and Exchange Commission (SEC)
- Latest three (3) months bank statement (OPTIONAL)
To ensure a smooth process, after collecting all the BDO cash loan requirements mentioned above, visit a branch of BDO Unibank nearest to you to apply for the loan offer.
If you are working abroad or someone in the family is, you might like to check the BDO Kabayan Loan offer for overseas Filipino workers.