Guide on SSS Calamity Loan Amount 2026 for Members
SSS CALAMITY LOAN AMOUNT 2026 – Here is a guide on the loanable amount under the Social Security System offer to its members in times of natural disasters.
In the Philippines, members of the Social Security System which is one of the social insurance giants in the country has something to turn to in times of natural disasters — the SSS Calamity Loan offer. With the country being prone to calamities, an updated SSS membership that qualifies you to its offers is really an edge.
The SSS Calamity Loan offer is designed to help the qualified members living or working in an area declared under a State of Calamity recover from the impacts of the natural disaster. A typhoon, earthquake, volcanic eruption, flooding, etc. can cause not only damages to structures but as well as loss of lives and source of income.
The Social Security System is one of the state-run entities in the Philippines with a multi-million member populace, thus, many Filipinos have access to its offers. Its membership is not only open for locally-employed Filipinos in the private sector but as well as self-employed Filipinos, overseas Filipino workers (OFWs), household helpers, and even voluntary members.
In times of calamities, the Social Security System members have at least two (2) options — the SSS Cash Loan and the SSS Calamity Loan. How much is loanable under the calamity loan offer?
According to the social insurance giant, a qualified member-borrower may borrow up to an “equivalent to one (1) Monthly Salary Credit (MSC) computed based on the average of the last twelve (12) MSC (rounded up to the nearest thousand), or the amount applied for, whichever is lower”.
The borrowed amount is payable to the Social Security System within two (2) years. Thus, you can repay it for as much as 24 monthly installments so it won’t make a huge cut from your monthly income. The monthly due is set on a fixed and equal amount and the amortization starts on the second month since the SSS approved the loan application.
With regards to the due date, the social insurance giant set the payment for the SSS Calamity Loan monthly amortizations on or before the last days of the month. According to the SSS, in case the due date falls on a Saturday, Sunday, or holiday, the payment may be done on the next working day.
Do you also wish to check on the interest rate set under the SSS Calamity Loan offer? Or if you wish to proceed to the application process, you can check the requirements for the SSS Calamity Loan application.