Lists of GSIS Multi-Purpose Loan Requirements 2025 & the Application Process
GSIS MULTI-PURPOSE LOAN REQUIREMENTS 2026 – Here are the documents required and the qualifications under the cash loan offer of the Government Service Insurance System.
In the Philippines, one of the social insurance giants that is in the service of millions of Filipinos for several decades now is the Government Service Insurance System. More popularly called GSIS, it was created in 1936 through the Commonwealth Act No. 186 and started its operations the following year.

Through the years, the GSIS member populace massively grew. Officials and employees of the government are mandated to maintain an active account to the social insurance giant which now has millions of members across the nation.

A GSIS membership widens the options of its members when it comes to financial resources when faced with certain situations like sickness, disability, separation from work, calamity, etc. Aside from the GSIS benefits that were designed for different situations the social insurance giant also has the GSIS Multi-Purpose Loan or MPL.

The GSIS Multi-Purpose Loan replaced the Enhanced Conso-Loan Plus which was designed to consolidate the existing loans of a member under a single loan account. The MPL serves the same purpose and there is still a very short list of GSIS Multi-Purpose Loan requirements for application.
Aside from the very short list of the GSIS Multi-Purpose Loan requirements for application, there are also multiple options in applying for the loan offer — flexibility at its finest, isn’t it?
If you wish to apply for the loan offer, here are the GSIS Multi-Purpose Loan requirements for application:
- duly-accomplished GSIS Multi-Purpose Loan (MPL) Application Form
- photocopy of the eCard or UMID eCard
With regards to the steps in applying for MPL offer of the Government Service Insurance System, here are the options for the members:
via eGSISMO
- Access your eGSISMO account (BP number and PW)
- Tap/Click Loans Application icon and choose (Multi-purpose Loan), Loan Type (New or Renewal)
- Upload a Picture of Member holding UMID / Temporary CARD or 2 Valid Government IDs if UMID / Temporary CARD is lost (as JPEG or PDF File)
- Confirm Loan Agreement and tap/click SAVE
- Await email confirmation from GSIS for tentative loan computation
via Email
- Fill out the Multipurpose Loan Application Form
- Take a clear photo of yourself while holding your GSIS UMID eCard (or temporary eCard); if GSIS UMID eCard or temporary eCard is not available, present 2 valid IDs instead and do the following:
- Take a clear photo of the 2 valid IDs (front and back) and;
- Save the Application Form and photos as JPEG or PDF File
- Email the documents to your GSIS handling branch
- Await email confirmation from GSIS for tentative loan computation
via GWAPS Kiosk
- Go to a GWAPS kiosk nearest you.
- Put your eCard Plus/UMID in the G-W@PS kiosk card reader. Next, place your finger in the biometrics scanner. Once recognized, personal data will be displayed.
- Choose Loan Windows icon and tap/click on Multipurpose Loan. The tentative computation of your preferred loan will be shown in the screen. You may adjust the loan amount and/or payment term.
- Confirm your loan application by placing the selected finger on the biometrics scanner.
- Await for email or SMS from GSIS regarding the approval of your loan.
The loans offered by the Government Service Insurance System also includes the GSIS Enhanced Emergency Loan.