Check Here the GSIS Pension Loan Requirements 2026 for Application
GSIS PENSION LOAN REQUIREMENTS 2026 – Members can check here the qualifications and the documents required in applying for the offer of the Government Service Insurance System.
A lot of Filipinos who are aged 60 years old and up are GSIS pensioners. Many of them rely to their monthly pension for their maintenance and food. Some senior citizens are even able to help their families with regards to the household expenses because of their monthly pension.
Among the many benefits that GSIS offers to its members, the one that the members look forward to the most is the GSIS Retirement Benefit. It is under it where either a monthly pension or lump sum is granted.
Aside from the Retirement Benefit, the Government Service Insurance System also offers loans which include the GSIS Pension Loan. The offer was designed to help the pensioners with their other cash needs.
Through the Pension Loan offer, a pensioner always has something to turn to in case the monthly pension fails to cover the monthly expenses and the unforeseen circumstances. There are a few GSIS Pension Loan requirements for application.
In every loan, the best way to take first is to check the qualifications before the list of the documents that you will need — in this case, the GSIS Pension Loan requirements. To be eligible to apply for the loan offer, the member-pensioner needs to qualify to the following criteria:
- must be receiving a regular monthly pension for at least one month
- must have no existing service loans under the Choice of Loan Amortization Schedule for Pensioners (CLASP) or the GSIS Program of Restructuring and Repayment of Debts (PRRD)
- with a resulting net monthly pension after the loan deduction must be at least 25% of your Basic Monthly Pension (BMP)
With regards to the GSIS Pension Loan requirements for application, here are the documents required in applying for the loan offer:
- duly-accomplished GSIS Pension Loan Application Form
- photo of pensioner holding his/her eCard or UMID Card
- a newspaper showing the date of your loan application
Once you already have your GSIS Pension Loan requirements, you can start with the application process to the loan offer through the GSIS Wireless Automated Processing System or GWAPS kiosk. Aside from the Pension Loan offer, the social insurance giant also has the GSIS Multi-Purpose Loan.