Check Here the Pag-IBIG Multi-Purpose Loan Interest 2026 under the Cash Loan Offer
PAG-IBIG MULTI-PURPOSE LOAN INTEREST 2026 – You can check here the details about the interest rate applied by the Fund under its offer.
Have you encountered some talks about the Multi-Purpose Loan offer of the Pag-IBIG Fund? It is probably the financial solution that you are looking for. It can attend to many different situations. Below, you can check the important details about this excellent offer.
In the Philippines, the Pag-IBIG Fund’s Multi-Purpose Loan, also called the MPL, has long been a reliable financial solution for countless members of the state-run entity. It is equipped with the best features of affordable monthly installments as the Fund wants to make sure that the loan repayment does not take a significant portion from the monthly salary of the member.
Moreover, the Pag-IBIG Multi-Purpose Loan is available to qualified members, including locally employed individuals, self-employed workers, and overseas Filipino workers (OFWs). To qualify for the loan offer, applicants must have active membership with at least twenty-four (24) monthly contributions under the Pag-IBIG Regular Savings program.
Furthermore, the qualifications set by the Fund also requires the member-borrower to not have any Pag-IBIG Housing Loan, Multi-Purpose Loan (MPL), or Calamity Loan in default, and must maintain a reliable source of income. In addition, the member-borrowers must have maintained their accounts updated by regularly paying their monthly Pag-IBIG Fund contributions.
Before applying for the Multi-Purpose Loan, the best move is to first check on the Pag-IBIG Multi-Purpose Loan interest rate. According to the Fund, the MPL carries a rate of 10.5% per annum and may be repaid in up to 36 monthly installments.
The Pag-IBIG Multi-Purpose Loan interest rate of 10.5% interest rate is applied on a diminishing principal balance — thus, you are only charged for interest based on the outstanding amount. Even better, a portion of the interest paid is returned to members in the form of Pag-IBIG dividends, adding value to their contributions.
Do you want to apply for the offer of the Pag-IBIG Fund? There are actually varying requirements depending if you are locally-salaried, self-employed, or an OFW. You can check the guide below: