Guide on EastWest Housing Loan Requirements 2026 for Application
EASTWEST HOUSING LOAN REQUIREMENTS 2026 – For locally-employed individuals who want to apply for the loan offer, here’s a guide on the documents required by EastWest.
Aside from having their dream car, another common goal of many people is to achieve their dream house. There is no question towards the fact that living in a house you can call your own really feels different in many aspects. The rules are on you and you can sleep comfortably without worries that you might be invading someone’s privacy.
However, truth be told that a residential property purchase may require huge preparedness in terms of money. Most real estate properties cost hundred thousands of money and many are even worth millions. Meanwhile, there are entities that can help you just like the EastWest.
Aside from the ready help to get you your dream car through the EastWest Bank Auto Loan, the bank also has the Housing Loan offer that is ready to finance the purchase of a real estate property. In fact, it can also finance a house construction, or even the purchase of a vacant lot.
Truth be told that many people have their own design of their dream house in mind. If you are one of them, you can start your journey towards your dream house by acquiring the lot where you will build it on. The EastWest is on of the best entities that you can turn to.
Aside from the short lists of EastWest Housing Loan requirements for application, the bank also boasts its loan offer with wide term options and low monthly installments. The offer is available for both salaried and non-salaried individuals.
The EastWest Housing Loan requirements may actually vary depending if you are locally-employed, self-employed, or an overseas Filipino worker. If you are a local employee, here are the documents that you need to prepare and submit to the bank for the loan application:
- duly-accomplished and signed EastWest Bank Home Loan Application Form
- two (2) valid Government-issued IDs
- Certificate of Employment w/ Compensation (COEC) indicating position and length of service
- Latest Income Tax Return (ITR)
The EastWest Housing Loan requirements includes the documents that refer to the property that will be finance by the bank. In this case, the collateral requirements depend on your purpose for loan application. Here’s a guide:
For Real Estate Property Acquisition
- Photocopy of Title for Collateral (TCT for land title/CCT for condo title)
- Appraisal Fee Official Receipt (OR)
- Tax Declaration (Land and Building)
For House Construction
- Bill of Materials or Cost Estimate
- Building Plan or Renovation Plan
- General Specification or Scope of Work
For Refinancing/Loan Take-Out
- Latest Statement of Account from Mortgagor
- Proof of payment for the last 6 months (Official Receipts or cleared checks with Bank Statements or Ledger)
The EastWest is not only ready to help you achieve your dream house and your dream car but as well as your other goals in life. You might like to check the EastWest Bank Cash Loan offer.