BPI Car Loan Requirements 2026 — A Guide on What You Need To Prepare

by

Lists of BPI Car Loan Requirements 2026 for Application Process

BPI CAR LOAN REQUIREMENTS 2026 – Listed here are the documents that the Bank of the Philippine Islands require in applying for offer.

Are you excited to finally be driving your dream car soon? That dream is now within reach most especially with the presence of excellent offers like those of the Bank of the Philippine Islands or more popularly called BPI.

BPI Car Loan Requirements 2026

The Bank of the Philippine Islands is one of the trusted banking entity in the country for several decades now. Aside from countless Filipinos having achieved their dream house through the BPI Housing Loan offer, many Filipinos also achieved their dream car through the BPI Car Loan offer.

BPI

The car loan offer of the Bank of the Philippine Islands is ready to finance the purchase of both brand new and pre-owned vehicles. The loan offer is open for both salaried and non-salaried individuals. However, it is important to know that there are varying BPI Car Loan requirements for application.

Before checking on the BPI Car Loan requirements for application, it is important to know that not only locally-employed individuals but as well as overseas Filipino workers (OFWs) may apply for the loan.

BPI

For the BPI Car Loan requirements for application, here’s a guide:

If locally-employed

  • duly-accomplished and signed BPI Auto Loan Application Form
  • 2 valid IDs
  • If married, both spouses to sign on the application form.
  • If with co-borrower or co-mortgagor, separate application form is needed
  • proof of income:
    • Certificate of Employment (COE) indicating salary, position and length of service
    • Latest Income Tax Return (ITR)

If self-employed

  • duly-accomplished and signed BPI Auto Loan Application Form
  • 2 valid IDs
  • If married, both spouses to sign on the application form.
  • If with co-borrower or co-mortgagor, separate application form is needed
  • proof of income:
    • Articles of Incorporation and By-Laws with SEC Registration Certificate
    • G.I.S. (General Information Sheet)
    • Audited Financial Statements for the last 2 years
    • DTI Registration
    • Income Tax Return w/ audited financial statements for the last 2 yrs.
    • List of Trade References (at least 3 names with telephone nos. of major suppliers/customers)
    • Bank Statements for the past 6 months

If overseas Filipino worker

  • duly-accomplished and signed BPI Auto Loan Application Form
  • 2 valid IDs
  • If married, both spouses to sign on the application form.
  • If with co-borrower or co-mortgagor, separate application form is needed
  • proof of income:
    • Contract / Certificate of Employment (COE)
    • Crew Contract and Exit Pass validated by POEA (seaman)
    • Proof of monthly remittances
    • Notarized or authenticated Special Power of Attorney (BPI FSB Format)
    • Duly accomplished Auto Loan Application form required by POEA

If you’re applying for a BPI Car Loan and you’re either a doctor or earning an income from a rental property business, the bank requires you to submit a few extra documents along with the standard application. Here’s what you’ll need to prepare:

  • If Practicing Doctor
    • Clinic address/es and schedule.
    • Income Tax Return w/ audited financial statements for the last 2 yrs.
  • If from Rental of Properties
    • Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented)
    • Photocopy of Title (TCT/CCT)

How to apply for the BPI Car Loan 2026? There are actually two (2) steps.

Leave a Comment