Jerson Harris
CREDIT CARD – Here are some of the best practices when using them to increase credit score and make purchase more convenient. A credit card is a plastic or metal card issued by a financial institution, such as a bank or credit union, which allows the cardholder to borrow money up to a predetermined credit … Read more
PERSONAL FINANCE – Here are some helpful yet basic ideas and effective simple guides that may help your financial life. Personal finance refers to the management of an individual’s financial resources, encompassing all aspects of their financial life. It involves making informed decisions about earning, spending, saving, investing, and managing debts to achieve financial goals … Read more
ENTREPRENEURSHIP – Here are some helpful and effective small business ideas to make money in 2024 (Year of the Wood Dragon). Business is a broad term that refers to the organized efforts and activities of individuals or entities with the primary goal of producing, buying, selling, or providing goods and services for profit. In a … Read more
EMERGENCY FUND – Here are some useful and effective tips on how to start saving to cover financial obligations in emergencies. An emergency fund is a savings account specifically set aside to cover unexpected expenses or financial emergencies. It serves as a financial safety net, providing individuals and families with to handle unexpected instances without … Read more
ENTREPRENEURSHIP – Here are some of the profitable small business ideas in the Philippines that starting entrepreneur should know. “Business” refers to the organized activities of individuals, organizations, or companies with the primary aim of producing, buying, or selling goods and services to meet the needs of customers and make a profit. In the business … Read more
INSURANCE POLICY – Here is the definition, benefits, types, and coverage of this financial plan that you need to know. Insurance is a financial safety net that helps protect individuals, families, and businesses from unexpected financial burdens. While the world of insurance may seem complex at first, breaking down the basics in simpler terms can … Read more
FINANCIAL LITERACY – Here are some simple steps on how to teach kids about money or financial lessons. Nowadays, teaching children about money from an early age sets the foundation for a financially responsible and savvy future. Introducing financial concepts to children not only helps them understand the value of money but also instills important … Read more
LOAN – Here is the list of legit lending companies in the Philippines that may help you in times of need. A loan is a financial transaction in which one party, known as the lender, provides a specific amount of money to another party, known as the borrower, under agreed-upon terms and conditions. The borrower … Read more
FINANCIAL PROBLEMS – Here are the biggest financial challenges being faced by Gen Y or popularly known as millennials. Financial wellness is an important aspect of our lives, affecting our well-being and future. Having a well-structured budget is the cornerstone of financial stability. It enables us to track our income and expenses, helping us identify … Read more
SMALL BUSINESS – Here are some useful and effective tips on how to become a successful entrepreneur in the future. Business refers to the activity of producing, buying, selling, or exchanging goods or services for profit. It involves various commercial, financial, and industrial activities that individuals or organizations undertake to generate income. It is central … Read more