Jerson Harris
ASSET-LIABILITY MANAGEMENT – Here are the important things you need to know about managing finances effectively. Asset liability management (ALM) is a financial strategy used by businesses, banks, and financial institutions to manage their assets and liabilities in a way that maximizes profitability while minimizing risk. It involves matching the maturity, cash flow, and interest … Read more
STUDENT ALLOWANCE – Here are some helpful tips on how much parents should give their kids for their school allowance. A school allowance is the money allocated by parents or guardians to cover the expenses of a student’s daily needs, such as food, transportation, school supplies, and other miscellaneous expenses. The amount of the allowance … Read more
JOLLIBEE – Here is the popular fast-food chain’s updated menu price list for the year 2024. (Philippines). Jollibee is a well-known fast-food restaurant chain based in the Philippines. It was founded by Tony Tan Caktiong in 1978 in Quezon City, Philippines. Caktiong decided to expand the menu to include hamburgers and other fast-food staples. The … Read more
PASSIVE INCOME IDEA – Here are some of the best investments for students and beginners for the year 2024. Investment refers to the act of allocating money, time, or resources into something with the expectation of generating future income or profit. It involves the purchase of assets or financial products with the goal of increasing … Read more
Here are some of the best budgeting apps and personal finance tools for 2024 that can help you to save money. Budgeting is a fundamental aspect of personal finance that involves creating a plan for how you will manage your money. It helps you track your income, expenses, and savings to ensure that you are … Read more
CREDIT CARD – Here are some of the best practices when using them to increase credit score and make purchase more convenient. A credit card is a plastic or metal card issued by a financial institution, such as a bank or credit union, which allows the cardholder to borrow money up to a predetermined credit … Read more
PERSONAL FINANCE – Here are some helpful yet basic ideas and effective simple guides that may help your financial life. Personal finance refers to the management of an individual’s financial resources, encompassing all aspects of their financial life. It involves making informed decisions about earning, spending, saving, investing, and managing debts to achieve financial goals … Read more
ENTREPRENEURSHIP – Here are some helpful and effective small business ideas to make money in 2024 (Year of the Wood Dragon). Business is a broad term that refers to the organized efforts and activities of individuals or entities with the primary goal of producing, buying, selling, or providing goods and services for profit. In a … Read more
EMERGENCY FUND – Here are some useful and effective tips on how to start saving to cover financial obligations in emergencies. An emergency fund is a savings account specifically set aside to cover unexpected expenses or financial emergencies. It serves as a financial safety net, providing individuals and families with to handle unexpected instances without … Read more
ENTREPRENEURSHIP – Here are some of the profitable small business ideas in the Philippines that starting entrepreneur should know. “Business” refers to the organized activities of individuals, organizations, or companies with the primary aim of producing, buying, or selling goods and services to meet the needs of customers and make a profit. In the business … Read more