UnionBank Home Loan Requirements For Locally-Employed Individuals — A GUIDE

List of UnionBank Home Loan Requirements for Locally-Employed Individuals

UNIONBANK HOME LOAN REQUIREMENTS – For locally-employed individuals, here is a guide on the documents required by the bank in applying for the offer.

Have you heard about the Home Loan offer of UnionBank? It is one of the reputable and excellent offers that can help you achieve the residential property of your dreams. It bears excellent features that can be the perfect choice that you are looking for.

The UnionBank Home Loan offer is ready to finance the purchase of a vacant lot, a house and lot, a condominium unit, or a townhouse. It is open for both individual and corporate loan applications.

There are different UnionBank Home Loan requirements for application for locally-employed individuals, self-employed individuals, overseas Filipino workers (OFWs), and corporations.

In the case of locally-employed individuals, here are the UnionBank Home Loan requirements for application:

• duly-accomplished and signed UnionBank Home Loan Application form
• proof of billing address
• Marriage Contract (if married) / Certificate of No Marriage (if single)
• valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
• valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
• valid Government Issued Identification Card
  • any primary ID:
    • Passport
    • PhilID / ePhilID / Printed PhilID
    • Driver’s License
    • PRC ID
    • NBI Clearance
    • SSS ID / Unified Multipurpose ID (UMID)
    • GSIS e-card / GSIS ID (membership ID)
    • ID issued by the National Council on Disability Affairs
    • Senior Citizen Card (Digitized)
    • Overseas Workers Welfare Administration ID (Digitized)
    • Philhealth Insurance Card ng Bayan (Digitized)
    • Voter’s ID (Digitized)
    • OFW ID
    • Postal ID (Digitized)
    • Private company ID
    • IBP ID
    • School ID
  • or any two (2) of the secondary IDs:
    • Government office and GOCC ID
    • Seaman’s Book
    • Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
    • Barangay ID / Certification
    • Alien Certification of Registration / Immigrant Certification of Registration
• proof of income:
  • Latest Certificate of Employment (COE) with compensation
  • Latest 3 months pay slips
  • Latest BIR stamped Income Tax Return (ITR) or Form 2316

Aside from the personal documentary requirements, there are also collateral documents that are required in applying for the Home Loan offer. The list depends whether the property you are buying is under a developer that is accredited by the bank or not. Here’s a guide: