Guide on UnionBank Personal Loan 2025 Application Process
UNIONBANK PERSONAL LOAN 2025 – You can check here a guide in applying for the multi-purpose cash loan offer of UnionBank including the requirements for application.
Nowadays, the Filipinos have several options in times of financial needs whether to buy that latest mobile phone that has all the amazing features or enroll in another course to keep making growth happens. There are several banks and lending entities that offer multi-purpose loans.
In the Philippines, one of the trusted entities that you may turn to when it comes to financial loans is the UnionBank. It is a reputable banking entity that is operating in the country for several years now.
The UnionBank has gained the trust and confidence of countless people when it comes to both personal and corporate offers. It got savings accounts as well as bank accounts of other types, credit cards, loans, investment products, and many more.
Aside from the UnionBank Business Loan offer, the reputable banking entity also has the UnionBank Personal Loan. It is a multi-purpose cash loan offer that can help you make more milestones in life happen.
UnionBank boasts its loan offer with a fast loan application approval, huge loanable amounts, and flexible payment terms. You may choose to repay the loan to up to five (5) years.
You can check the borrowing amount allowed under the UnionBank Personal Loan offer ahead. There is no collateral nor guarantor needed in applying for the loan offer.
How to apply for the UnionBank Personal Loan offer? Here are the easy steps you may follow in applying for the multi-purpose loan:
Step 1 — Check on the qualifications set by UnionBank under the loan offer. Here are the eligibility requirements in applying for the loan:
- at least 21 to 65 years old
- a Filipino resident or a local resident foreigner with a valid Philippine billing address
- with a Tax Payer’s Identification Number (TIN)
- a principal credit cardholder
- with a minimum gross annual income of Php 250,000
Step 2 — Prepare the requirements. The loan offer is open for Filipinos as well as local resident foreigners with a valid Philippine billing address. You can check on the following for a guide on the documents that you need to prepare in applying for the offer:
Step 3 — Visit a branch of UnionBank nearest to you and submit the documents required for the loan application. Wait for an update from the bank on the status of your loan application. Once approved, you may get the cash in as fast as 5 minutes since the loan application approval.