Guide on BDO Car Loan Downpayment 2025 Depending on Type of Vehicle
BDO CAR LOAN DOWNPAYMENT 2025 – You can check here the amount required by BDO Unibank in applying for the loan offer.
Are you one of the people who are excited to be driving your own car soon? It is important to know that you do not need to wait for years nor decades so you can start enjoying the benefits of having your own car. There are entities that can help you out.
In the Philippines, there are banks that provide car loans — BDO Unibank is one of them. Truth be told that it is one of the most trusted banking giants in the country. It does not only offer BDO credit cards as well as loans.
The bank offers a housing loan, a cash loan, as well as a car loan. The BDO Car Loan offer is ready to finance the acquisition of both brand new and pre-owned vehicles. In fact, it is ready to finance even the purchase of Electric and Hybrid Electric models.
If you have recently purchased a car in cash and you want its value to be reimbursed, you may also turn to the BDO Car Loan offer. However, the vehicle must not be more than one (1) month old from delivery date of dealer to the owner and with a mileage of less than 2,500 kilometers.
BDO Unibank offers affordable cash-out options under its loan offer. You can choose from any of the following:
- Low Downpayment — an option to maximize loan amount
- All-In Financing — an option to finance Chattel Mortgage Fees and 1st Year Motor Insurance Premium with Auto Loan
- Multi-Year Motor Insurance Coverage — Get discounted motor insurance premium “for the entire term of the loan. The Multi Year Motor Insurance Premium can also be computed as part of the amount to be financed”
With regards to the BDO Car Loan downpayment, the amount varies depending if the vehicle is brand new or pre-owned. The type of usage of the car is also a factor on how much you must prepare under the loan offer.
Here is a guide on the BDO Car Loan downpayment:
| Brand New | Brand New | Pre-Owned | Pre-Owned | |
| Personal Loan | Business Use | Personal Loan | Business Use | |
| Minimum Downpayment | 20% | 30% | 30% | 40% |
The BDO Car Loan offer is open for both salaried and non-salaried individuals. There are varying requirements for application and here is a guide in applying for the loan offer: