Check the PNB Auto Loan Requirements 2025 for Application
PNB AUTO LOAN REQUIREMENTS 2025 – Here is a guide for the employed and self-employed individuals who want to apply for the Philippine National Bank loan offer.
Are you excited to drive your own car soon? You can put an end to your waiting season. There are trusted entities that are ready to help you achieve your dream car. One of them is the Philippine National Bank.
More popularly called PNB, the Philippine National Bank has several loan offers. Aside from the PNB Housing Loan offer, the bank also has the PNB Auto Loan offer. It can finance the purchase of a brand new vehicle.
The PNB Auto Loan offer is open for both salaried and non-salaried Filipinos. However, it is important to note that there are varying lists of qualifications and PNB Auto Loan requirements for application.
Who are qualified to apply for the loan offer? Here are the qualifications for the employed and self-employed individuals who want to apply for the loan offer:
For Employed Applicants:
- a Filipino citizen or Foreigner based in the Philippines with valid Alien Certificate of Registration (ACR)
- between 21 to 65 years old at the time of loan maturity
- permanently employed for at least 1 year
For Self-Employed Applicants:
- a Filipino citizen or Foreigner based in the Philippines with valid Alien Certificate of Registration (ACR)
- between 21 to 65 years old at the time of loan maturity
- business is in operation for at least 3 years
With regards to the PNB Auto Loan requirements for application, the lists vary among the employed and self-employed applicants. It is important to prepare the documents required by the bank to ensure a smooth application process.
Here is a guide on the PNB Auto Loan requirements for application:
If You Are Employed
- duly-accomplished and signed PNB Auto Loan Application Form
- 1 Government issued valid ID like PhilSys ID/digital ID/printed ePhilID/ Digital National ID, Drivers License, Passport, UMID, etc.
- Certificate of Employment with Compensation or Payslip
- Latest Income Tax Return
If You Are Self-Employed
- duly-accomplished and signed PNB Auto Loan Application Form
- 1 Government issued valid ID like PhilSys ID/digital ID/printed ePhilID/ Digital National ID, Drivers License, Passport, UMID, etc.
- Business Permit OR DTI Certificate
- Latest Income Tax Return
- Latest Audited Financial Statements
- Latest (6) six-months Bank Statements
Aside from the car loan offer, the Philippine National Bank also offers PNB Housing Loan.