Guide on the Robinsons Bank Home Loan 2026 Features & Application
ROBINSONS BANK HOME LOAN 2026 – Are you ready to live in your dream house? Here’s this offer packed with excellent features.
Most people have figured out in their minds their “dream house”. However, not everyone has the courage to take the step to turn it into a reality. There are actually entities that can help you turn your dream house into a reality just like the Robinsons Bank.
The Robinsons Bank has already earned the trust of millions of Filipinos. Through the years, it has continuously expanded its offers as well as the features. In fact, it has a wide array of options when it comes to savings and checking accounts, loans, and card offers.
The bank is not only ready to help you achieve your dream car through the Robinsons Bank Auto Loan offer but as well as turn your dream house into a reality. That is possible through the Robinsons Bank Home Loan offer.
Do you want to buy a vacant lot where you can build your dream house? Or you have already seen the perfect house and lot for you and your family? You may apply for the Robinsons Bank Home Loan offer. It got a very short list of eligibility requirements which are as follows:
- At least 21 years old but not more than 65 y/o upon loan maturity
- Foreigner with appropriate Alien Certificate of Registration
How much is loanable under the offer? According to Robinsons Bank, the borrowing amount actually depends if the target property’s developer is accredited by the bank or not. Here’s a guide on how much you may borrow under the loan offer:
- Up to 90% of total contract price (Accredited Developers)
- Up to 80% of appraised value (Non-Accredited Developers)
With regards to the maximum loan term, for locally-employed and self-employed individuals, the maximum repayment allowed by the bank is 20 years. For OFW borrowers, the maximum loan term is 15 years. Here’s a guide on the interest rates:
| Tenor | Rate |
| 1 year | 7.00% |
| 2 years | 7.25% |
| 3 years | 7.75% |
| 4 to 5 years | 8.25% |
| 10 years | 9.25% |
| 15 years | 10.00% |
Just like in applying for other loans, there are documentary requirements that you need to prepare and submit to Robinsons Bank. Here’s a guide on the documents required by the bank for the loan application:
Locally-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
Self-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Self-Employed Professionals
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
For Accredited Developers
- Latest Statement of Account
- Reservation Agreement or Contract to Sell
For NON- Accredited Developers
- Photocopy of the Title
- Tax Declaration on land and improvement
- Lot Plan Vicinity Map certified by a Geodetic Engineer
- Appraisal Fee
You might also be interested with the Robinsons Bank House Construction Loan offer.