Features of AUB Home Loan 2025 Offer & the Application
AUB HOME LOAN 2025 – Are you excited to achieve your dream house soon? The Asia United Bank may be your best partner in fulfilling your goal.
In the Philippines, the Asia United Bank or also popularly called AUB is one of the most trusted banks that provide quality services to millions of Filipinos. The bank began its operation in the Philippines in October 1997 as a commercial bank.

The AUB was founded by Pinoy industrialists and Taiwanese investors. It was one of the few banks that was granted a full-branch commercial bank license in 1997. Through the years, it has continuously upheld its commitment to deliver superior and efficient financial services to the public that led it to become a universal bank.

The Asia United Bank offers both personal and business finance product services. It has different types of bank accounts such as savings, current, and time deposit account offers. It also provides a variety of loans that attend to many different purposes.
With regards to the loan offer of the trusted banking entity, aside from the AUB Seafarer Cash Loan which is exclusive to seafarers only, the bank also has the AUB Home Loan which is open for all. Both salaried and non-salaried individuals may apply for the said loan offer.

Are you interested to know all the amazing features of the AUB Home Loan offer? This finance product that can help turn your dream into reality may provide you with the following loanable amounts:
- Minimum Loanable Amount — Php 1,000,000.00
- Maximum Loanable Amount — up to 80% of the appraised value of the property
With regards to the maximum borrowing amount, for example, if the appraised value of the property that you wish to purchase under the bank’s financing is Php 2 million, you may borrow up to P1.6 million.
How long the bank allows for the repayment of the amount borrowed? According to AUB, it offers flexible payment terms of up to 20 years. Here are the interest rates set by the bank based on the fixing period:
- 6.50% for fixed 1 year
- 7.00% for fixed 3 years
- 6.88% for fixed 5 years
In fact, you can have the loan repayment through an auto debit arrangement so it would be more convenient for your. As mentioned, the AUB loan offer is open for both employed and self-employed individuals but there are varying requirements set by the bank. Here’s a guide on the documents that you need to prepare: