AUB Home Loan Requirements 2026 If You’re Self-Employed — A GUIDE

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Check Here the AUB Home Loan Requirements 2026 for Self-Employed Applicants

AUB HOME LOAN REQUIREMENTS 2026 – If you’re self-employed and wants to apply for this offer, here are the documents required by the Asia United Bank.

There are so much privileges in living a house that you can call your own. The house rules including the curfew, the unmatched comfort, and the assurance of safety are just some of the benefits. Are you excited to take the journey towards your dream house?

AUB

In the Philippines, one of the trusted entities that you may turn to for a home loan is the Asia United Bank. More popularly called as AUB, it has a wide range of offers covering savings and checking accounts, credit cards, loans, etc. It also got cash management services, investment products, and many others.

AUB Home Loan Requirements 2026

While the credit card offers of the Asia United Bank includes the AUB Classic Mastercard, the loans provided by the reputable banking entity includes the AUB Home Loan. It is open not only for the employed individuals but as well as the self-employed ones and you can check the AUB Home Loan requirements below.

Home Loan

Before diving on the AUB Home Loan requirements for application, it is best to check on the loan purposes under the offer. The housing loan is actually ready to finance the purchase of a house and lot or a condominium unit.

As the offer is open for both salaried and non-salaried individuals, there are varying AUB Home Loan requirements for application. It is important to prepare the documents required first to ensure a smooth application process.

The AUB Home Loan requirements include both personal and collateral documents. If you are self-employed, here are the personal documents that you should prepare for the loan application:

  • duly-accomplished and signed AUB Home Loan Application Form
  • photocopy of two (2) valid IDs each from the principal borrower and co-borrower
  • photocopy of Marriage Contract or CENOMAR, as applicable
  • proof of income:
    • photocopy of Business Registration Papers i.e., SEC Registration / Articles of
      Incorporation / By-laws / GIS or DTI Certificates Mayor’s Permit / Business Permit
    • photocopy of latest three (3) months bank statements
    • photocopy of Audited Financial Statements (for the last 2 years)
    • photocopy of Income Tax Return (for the last 2 years)
    • list of major trade suppliers and customers w/ contact details (if applicable)

The collateral documents or the documents that pertain to the property to be acquired are required by the Asia United Bank. Make sure to include the following documents in your list of AUB Home Loan requirements for application:

  • copy of collateral title — Transfer Certificate of Title or Condominium Certificate of Title (TCT /CCT)
  • Statement of Account, Reservation Agreement/ Contract to Sell
  • photocopy of the lot plan / vicinity map / subdivision plan
  • photocopy of updated Tax Declaration, Tax Receipts and Tax Clearance

The bank also got a multi-purpose cash loan offer that can finance several purposes. You might like to check out the AUB Cash Loan.

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