Guide on BDO ATM Savings Account Offer You May Apply For
BDO ATM SAVINGS ACCOUNT – Here are the features as well as the requirements and the steps on how to apply for the bank offer.
Nowadays, more and more people consider having their money in a bank account. Aside from the purpose of safeguarding your savings, it is also a way to grow your money while keeping it. Are you interested to join the pool of bank account holders to enjoy cashless shopping?
In the Philippines, one of the trusted and popular banks is the BDO Unibank. It has several branches across the nation thus its offers are really accessible to the public. The bank offers both personal and business finance products and services.
BDO got different bank account offers as well as loans and credit card offers. While the BDO loans are ready to provide you financial solutions in different needs, the bank also has multiple credit card offers that can make a lot of things so much easier for you and your loved ones.
In terms of bank accounts, one of the offers of the reputable banking entity is the BDO ATM Savings Account. It is packed with several features and benefits for the cardholders such as the following:
- enjoy easy access to funds as you can transact from over 1,200 branches and 4,000 BDO ATMs nationwide
- affordable maintaining balance for as low as Php 2,000
- enjoy cashless shopping in stores worlwide and online
Here are the important details under the BDO ATM Savings Account:
- Minimum Initial Deposit — ₱2,000
- Minimum MADB Requirement — ₱2,000
- Minimum Balance to Earn Interest — ₱5,000
- Gross Interest Rate Per Annum — 0.0625%
Before apply for any bank account, it is also best to know the fees and charges set by the account provider. Here are the fees and charges under the BDO ATM Savings Account:
- Account Closure — ₱300
- Falling Below Minimum Balance — ₱300
- Account Dormancy — ₱30
- Withholding Tax for Interest Earned — 20%
To personally open a BDO ATM Savings Account at a branch of the bank, you only need to visit a branch of the bank nearest to you. Bring at least one (1) of your valid IDs. Ask for a copy of the account opening form and fill out the form. Here are the proof of identification that you may choose from:
- Passport (with English characters)
- Driver’s License issued by LTO
- Professional Regulations Commission (PRC) ID
- Unified Multi-purpose ID (UMID)
- Social Security System (SSS) ID
- Philippine Identification System (PhilSys) ID
- School ID (for minors)
- NBI Clearance
- PNP Clearance with dry seal
- Philippine Postal ID
- Voter’s ID
- Tax Identification Number (TIN) ID
- Barangay Certification with dry seal
- Government Service and Insurance System (GSIS) ID
- PhilHealth ID
- Senior Citizen ID
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Workers (OFW) ID
- Seaman’s Book
- Government Office and GOCC ID (e.g. AFP, HDMF)
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Person with Disability (PWD) ID issued by National Council on Disability Affairs (NCDA)
- DSWD Certification
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities registered with or supervised or regulated either by BSP, SEC or IC
- Maritime Industry Authority (MARINA) ID