BDO Cash Loan Requirements 2025 for Employed Individuals

List of BDO Cash Loan Requirements 2025 for Application Process

BDO CASH LOAN REQUIREMENTS 2025 – If you are an employed individual who want to apply for the Person Loan offer, here are the documents required in applying for the loan offer.

Nowadays, the people have a lot of turn to in times of need for a financial solution. Some of these are banks as there are several loan-providing banks in the Philippines. One of the reputable banking entities in the country is the BDO Unibank.

BDO Unibank
Photo Credit: Mindanao Times

The BDO Unibank has several branches across the nation thus, its services and finance products are really accessible to the public. It offers savings and checking accounts, loans, credit cards, investment products, and many others.

BDO Cash Loan Requirements 2025
Photo from iTnews Asia

The BDO Unibank provides several loans. Aside from the BDO Housing Loan, the reputable banking entity also offers a multi-purpose cash loan — the BDO Personal Loan. It is also called the BDO cash loan offer. You may apply for it to finance a personal purchase, a car repair, a travel, an event, etc.

Under the loan offer that can lend you up to P2 million, the maximum loan term is 36 monthly installments. The BDO cash loan requirements include both qualifications and the list of documents required in applying for the loan offer.

To qualify for the BDO cash loan offer, an applicant must be at least 21 years old upon the loan application but not more than 60 years old at the time of the end of the loan term. The applicant must be a Filipino citizen or a foreigner resident in the country.

The loan offer is open for both employed and self-employed individuals with a landline number in either residence or place of work, or mobile number and a residence or office address must be within any area where a BDO branch is located. Here are the required income:

  • ₱15,000 for Salaried Employees
  • ₱35,000 for Self-Employed / Professionals

If you are a locally-employed individual who want to apply for the offer, here are the BDO Cash Loan requirements 2025 for application:

  • completed and signed BDO Personal Loan Application Form
  • any of the following government-issued IDs
    • Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
    • Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
    • Copy of Employment Contract or Certificate of Employment
    • Letter from the Embassy (if Embassy Official)
  • proof of income:
    • Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue or BIR Form 2316 signed by employer’s authorized representative
    • Latest full month’s payslip
    • Original Certificate of Employment indicating status, service tenure and compensation breakdown
    • If with credit card from other banks, copy of the latest two (2) months statement of credit card existing at least one (1) year

Aside from the cash loan offer, the bank also offers the BDO Housing Loan.

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