List of BDO Personal Loan Requirements 2025 for Application Process
BDO CASH LOAN REQUIREMENTS 2025 – If you are a self-employed individual who want to apply for the Person Loan offer, here are the documents required in applying for the loan offer.
One of the biggest and most trusted banks in the Philippines is the BDO Unibank. For decades now, the banking entity provides millions of Filipinos with different banking services that made their financial transactions so much easier.
BDO Unibank offers checking and savings accounts of different kinds, credit cards, loans, investment products, and many others. One of the loans offered by the BDO Unibank is the Personal Loan, a multi-purpose cash loan offer. It can attend to many purposes including the financing of the following:
- car repair
- personal purchase
- travel
- event hosting
- payment of educational/school fees
Through the BDO Personal Loan offer, the bank wants to help many people bring their dreams to life through lending them money under low interest rates that can be as low as 1.25% monthly add-on interest rate.
The loanable amount under this BDO loan offer is up to P2 million. You may repay the borrowed amount through a 6, 12,18, 24, or 36-month term depending on your chosen loan tenor.
This BDO loan offer is open not only for locally-employed individuals but as well as self-employed individuals. The BDO cash loan requirements vary depending on which of the two (2) categories mentioned does the client belongs.
If you are a self-employed individual who wish to apply for the loan offer, you may take the first step by preparing the following BDO cash loan requirements for application:
- completed and signed BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- proof of income (any of the following):
- Latest Income Tax Return duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for the last two (2) years (MANDATORY)
- Registration of Business Name (MANDATORY)
- For Single proprietorship – issued by the Department of Trade and Industry (DTI)
- For Partnerships or Corporations – issued by the Securities and Exchange Commission (SEC)
- Latest three (3) months bank statement (OPTIONAL)
For a smooth loan application process, it is best to ensure that you have all of the BDO Personal Loan requirements mentioned above if you are a self-employed individual. Submit them to a branch of the BDO Unibank nearest to you to proceed with the loan application process.
If you are a salaried individual, there is a different set of BDO cash loan requirements for locally-employed individuals who want to apply for the loan offer.