Guide on BDO Housing Loan Amount 2025 Allowed for Borrowing
BDO HOUSING LOAN AMOUNT 2025 – You can check here a guide on the borrowing amounts under the BDO Unibank loan offer.
Many people nowadays share the same goal of wanting to have a house soon. However, truth be told that not everyone is ready to pay for a residential property purchase in cash. It will require a huge amount of money. Meanwhile, there are options.
Nowadays, there are banks that people can turn to for loans if you want to buy a residential property, build a house, renovate your home, or even obtain extra funds using your existing residential property. Are you ready to make the first move in achieving your goal?
In the Philippines, one of the banks that people may turn to for housing loans is the BDO Unibank. It actually has several loan offers which include the BDO Cash Loan. With regards to the Housing Loan offer of the bank, it is equipped with excellent features.
Before checking on the features of the BDO Housing Loan, here are the loan purposes that can be financed under the offer:
- purchase of a real estate property
- house and lot
- townhouse
- condominium unit
- vacant lot
- house construction
- home equity loan
The BDO Housing Loan offer is open for individuals who are 21 years old and above upon the loan application but 70 years old and below at the end of the loan term. It is open for both Filipino citizens and foreign nations who meet the income requirement.
Both salaried and non-salaried individuals may apply for the loan offer. If you are employed, you must be earning at least ₱50,000/month or its equivalent in foreign currency as gross monthly income and is with your current company for at least two (2) years already to qualify for the loan offer.
In the case of the self-employed individuals, you must be earning at least ₱50,000/month or its equivalent in foreign currency as gross monthly income. The business or company must be running at least 2 consecutive profitable years of operation. With regards to the overseas Filipino workers who want to apply for the loan offer, the same income requirement is set but the OFW must be employed abroad for 2-3 years already.
How much is the BDO Housing Loan amount allowed for borrowing under the offer this 2025? The borrowing amounts actually varies and there are a lot of factors that the bank considers like the paying capacity of the borrower.
Here is a guide on the BDO Housing Loan amount allowed for borrowing:
- Minimum Loanable Amount
- House and Lot purchase — Php 500,000.00
- Townhouse purchase — Php 500,000.00
- House Construction — Php 500,000.00
- Condo Unit purchase — Php 300,000.00
BDO Unibank has set different requirements among the locally-employed, self-employed, and OFW loan applicants. Here is a guide: