List of BDO Cash Loan Requirements 2026 for Application Process
BDO CASH LOAN REQUIREMENTS 2026 – If you are a locally-employed individual, here are the documents that you need to prepare to apply for the Personal Loan offer.
Through decades of providing quality and excellent finance products, BDO Unibank has earned the trust of countless Filipinos not only in the Philippines but as well as abroad. It is one of the reputable loan-providing banks in the country and it might have the best solution for your cash needs.
Aside from the BDO Housing Loan, the reputable banking entity also has the Personal Loan or also called the cash loan offer. It is multi-purpose. You may apply for it to travel, to make a personal purchase, to get your car repaired, to host an event, etc.
The BDO Personal Loan offer is open for both salaried and non-salaried individuals. Under the offer, you can borrow as much as P2 million. The huge loanable amounts offered by banks are among the reasons that many people consider borrowing from banks than from other people — not to mention that it also vanishes the risk of burning relationships.
The loan is payable for up to three (3) years or 36 monthly installments. With regards to the BDO cash loan requirements for application, they include both eligibility and documentary requirements. The qualifications and the documentary requirements vary among the locally-employed and self-employed loan applicants.
To be eligible to apply for the Personal Loan offer of BDO Unibank, the loan applicant must be at least 21 years old at the time of the loan application and not more than 60 years old upon the loan maturity. The offer is up for Filipino citizens and foreigner residents in the Philippines.
Furthermore, the BDO cash loan requirements in terms of the eligibility criteria require the applicant to have landline number in either residence or place of work, or mobile number. He/She must be residing or working in a place that is within an area serviceable by the bank. Here are the required income in applying for the loan offer:
- ₱15,000 for Salaried Employees
- ₱35,000 for Self-Employed / Professionals
For locally-employed individuals who wants to apply for the Personal Loan, here are the BDO cash loan requirements 2026 you must prepare and submit to the bank:
- completed and signed BDO Personal Loan Application Form
- any of the following government-issued IDs
- Preferred IDs – Driver’s License, Philippine Passport, TIN ID, SSS ID or GSIS ID eCard
- Other acceptable IDs – UMID Card, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID or Philhealth ID
- Copy of Employment Contract or Certificate of Employment
- Letter from the Embassy (if Embassy Official)
- proof of income:
- Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue or BIR Form 2316 signed by employer’s authorized representative
- Latest full month’s payslip
- Original Certificate of Employment indicating status, service tenure and compensation breakdown
- If with credit card from other banks, copy of the latest two (2) months statement of credit card existing at least one (1) year
For overseas Filipino workers (OFWs), the multi-purpose loan offer of the bank is the BDO Kabayan Loan.