Lists of BDO Multipurpose Loan Requirements 2026 for Application
BDO MULTIPURPOSE LOAN REQUIREMENTS 2026 – If you are a locally-employed individual, here are the documents that you need to prepare in applying for this BDO Unibank offer.
Goals in life should never stop after having one big goal that you need to pay for monthly. There’s always an opportunity to buy another property, upgrade an existing one, or achieve another milestone in life no matter how impossible it may seem. There are even trusted entities that can help you out with it.
In the Philippines, one of the most popular and reputable entities that the Filipinos can turn to in reaching their goals is the BDO Unibank. It has several loan offers that can assist you in getting to your farthest dreams and making them a reality.
The BDO Unibank first operated in the Philippines in 1968 as Acme Savings Bank. Through the years, it has continually upgraded its offers, lengthened the list, and eventually become one of the most popular and biggest bank in the country.
The BDO Unibank has several branches nationwide, thus, its offers are really accessible to the public. With regards to its loan offers, aside from the BDO Housing Loan, the bank also got the BDO Multipurpose Loan.
Under the BDO Multipurpose Loan, you can have an access to cash by using your property as the collateral. You can clearly use the funds in meeting your other goals in life. What are the BDO Multipurpose Loan requirements for application?
Before checking on the BDO Multipurpose Loan requirements for application, it is best to know that while the offer is up for both salaried and non-salaried individuals, there are varying lists of documents that you need to prepare for the loan application.
Here are the qualifications under the loan offer if you are a locally-employed individual who wants to apply for the loan offer:
- at least 21 years old but not exceeding 70 years old at the end of the loan term
- with stable source of income from employment or business
- minimum annual gross sales of ₱1M for business or;
- minimum monthly gross income of ₱50,000 for employed individuals
- business is within BDO serviceable area
The BDO Multipurpose Loan requirements for application include the proof of income. Here are the documents that you must prepare in applying for the loan offer:
- duly-accomplished and signed BDO Multi-Purpose Loan Application Form
- clear copy of one (1) valid ID matching application details
- Marriage Contract (if applicable)
- proof of income:
- latest Income Tax Return or BIR Form 2316 or latest three (3) months payslips
- latest Certificate of Employment with Income (COEI)
Part of the BDO Multi-Purpose Loan requirements are collateral documents. You need to prepare and submit the following documents:
- photocopy of Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
- photocopy of Tax Declaration (for land improvement)
- Reservation Agreement or Contract to Sell of Statement of Account (for BDO Accredited Developers only)
- Authorization of Tax Mapping signed by present owner
You might also like to check about the BDO Cash Loan offer.