Lists of BDO Multipurpose Loan Requirements 2026 for Application
BDO MULTIPURPOSE LOAN REQUIREMENTS 2026 – If you are a self-employed individual, here are the documents that you need to prepare in applying for this BDO Unibank offer.
Are there big dreams that you wish to achieve soon? You don’t actually have to delay it more. There are trusted entities that can help you access some funds through the properties that you have now. You might have yet to check on the offer of BDO Unibank.
The BDO Unibank is one of the biggest banks in the Philippines which has earned the trust and confidence of countless Filipinos not just nationwide but as well as in abroad. Being in the service of the Filipino people for several decades now, the bank has a long list of offers that are packed with excellent features.
It got different types of savings and checking accounts, credit cards, and loans. Among its loan offers are the BDO Housing Loan, the BDO Car Loan, and the BDO Multipurpose Loan.
The BDO Multipurpose Loan is the one that can help you out if you are in need of an access to cash for your other goals. You can use your property under this loan offer as the collateral and you can utilize the loan proceeds to buy another property, upgrade an existing one, boost your business, etc.
What are the BDO Multipurpose Loan requirements for application? The offer is up for both salaried and non-salaried individuals and there are actually varying requirements for application.
The BDO Multipurpose Loan requirements include the proof of income of the borrower. Before checking on the documents that you need to prepare, it is best to first check the qualifications under the offer.
If you are a self-employed individual, to be eligible to apply for the loan offer, here are the qualifications that you should meet:
- at least 21 years old but not exceeding 70 years old at the end of the loan term
- with stable source of income from employment or business
- minimum annual gross sales of ₱1M for business or;
- minimum monthly gross income of ₱50,000 for employed individuals
- business is within BDO serviceable area
There is a short list of BDO Multipurpose Loan requirements for application. For self-employed applicants, here are the documents that you will need to prepare:
- duly-accomplished and signed BDO Multi-Purpose Loan Application Form
- clear copy of one (1) valid ID matching application details
- Marriage Contract (if applicable)
- proof of income:
- photocopy of Audited Financial Statements for the last 2 years with latest ITR
- Bank Statements for the last 6 months or Photocopy of Passbook showing at least 6 months transactions
- Certificate of Business Registration with DTI
- Business background/Company Profile
In applying for the loan, you also need to submit collateral documents or those documents that pertain to the property involved in applying for the loan. Make sure that your BDO Multipurpose Loan requirements include the following:
- photocopy of Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
- photocopy of Tax Declaration (for land improvement)
- Reservation Agreement or Contract to Sell of Statement of Account (for BDO Accredited Developers only)
- Authorization of Tax Mapping signed by present owner
Have you also heard about the BDO Cash Loan which can be another great option for you?