Lists of BDO Multipurpose Loan Requirements 2026 for Application
BDO MULTIPURPOSE LOAN REQUIREMENTS 2026 – If you are a corporation, here are the documents that you need to prepare in applying for this BDO Unibank offer.
Nowadays, having a house and lot or another property is not simply an achievement. It can also be a safety net against the unforeseen but inevitable situations in life like medical emergencies. They can also be stepping stones towards achieving your other dreams in life.
In the Philippines, there are trusted banks that offer loans wherein properties can be used as collaterals for an access to funds. One of these trusted entities is BDO Unibank which is in the service of millions of Filipino people since 1968.
BDO which first operated as Acme Savings Bank continually grew their offers which include varieties of bank accounts, credit cards, loans, and investment products among others. Aside from the BDO Housing Loan offer, the bank also has the BDO Multipurpose Loan which can turn the value of your property to cash.
The BDO Multi-Purpose Loan is ready to help you buy another property, get your car upgraded, boost your business, etc. Both minor and major projects may be financed under the loan offer.
This excellent loan offer is not only available for employed and self-employed individuals but as well as partnerships and corporations. Before checking on the BDO Multipurpose Loan requirements, it is best to know first the eligibility criteria under the offer which are as follows:
- at least 21 years old but not exceeding 70 years old at the end of the loan term
- with stable source of income from employment or business
- minimum annual gross sales of ₱1M for business or;
- minimum monthly gross income of ₱50,000 for employed individuals
- business is within BDO serviceable area
As mentioned, the loan offer is open for corporations. In this case, you will have to submit some business documents. Prepare and submit the following BDO Multipurpose Loan requirements if you are applying as a corporation:
- duly-accomplished and signed BDO Multi-Purpose Loan Application Form
- clear copy of one (1) valid ID matching application details
- Marriage Contract (if applicable)
- proof of income:
- photocopy of Audited Financial Statements for the last 2 years with latest ITR
- Bank Statements for the last six (6) months or Photocopy of Passbook showing at least 6 months transactions
- proof of other income, if any
- Business Background / Company Profile
- Certificate of Registration issued by SEC
- Latest Amended Articles of Incorporation and By-Laws
- List of Elected Officers / General Information Sheet
- Board Resolution or Secretary’s Certificate
The following collateral documents are also part of the BDO Multi-Purpose Loan requirements:
- photocopy of Transfer Certificate of Title (TCT) or Condominium Certificate of Title (CCT)
- photocopy of Tax Declaration (for land improvement)
- Reservation Agreement or Contract to Sell of Statement of Account (for BDO Accredited Developers only)
- Authorization of Tax Mapping signed by present owner
Aside from the Multi-Purpose Loan, BDO Unibank also has the BDO Cash Loan offer.