Guide on Annual BPI & BDO Credit Card Fees
BDO CREDIT CARD FEES – Here is a guide on the annual fees implemented on the credit cards of the BDO Unibank and the Bank of the Philippine Islands (BPI).
A lot of banks in the Philippines now offer credit cards. Among these banks are the banking giants BDO Unibank and the Bank of the Philippine Islands or more commonly known as BPI. It got these offers for the convenience of the clients.
Undeniably, credit cards have a lot of benefits as long as you know how to handle and when to use them. They can help you best most especially in the face of financial struggles.
Also, you can make big purchases and pay for it in installment through a credit card. You can also use it in achieving your dream travel, paying for the hospital bills, dining with your loved ones at a restaurant, etc.
Indeed, credit cards have a lot of benefits. However, a lot of people are hesitant to apply for it due to the credit card myths. One of them is about the charges that cardholders should pay.
In fact, the annual charges may be smaller than the convenience that the credit card can give the holder. Based on an article on Moneymax, the annual BPI and BDO credit card fees can be as low as Php 1,000.00
BDO Credit Card Fees (Yearly)
According to the article, the basic credit cards offered by the BDO can have annual fees between Php 1,000.00 to Php 3,000.00. Aside from it, there may be small monthly fees like the Php 125.00 monthly fee for the Standard, Classic, ShopMore cards, and Lucky Cat cards.
For the gold cards, holders may have to pay Php 2,400.00 annually except for the American Express cards which costs Php 3,000.00 yearly. The most expensive cards of the BDO are the elite cards. Their annual fees can range between Php 3,500.00 to Php 5,000.00.
BPI Credit Card Fees (Yearly)
Based on the article, the BPI credit card fees may be between Php 1,000.00 to Php 2,050.00 annually. The bank charges a membership fee that should be paid monthly like the Edge Mastercard at Php 110.00.
With regards to Premium BPI credit cards gold card, the annual fee is at Php 2,250.00 and Php 5,000.00 for the Platinum cards.
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